Calgary Mortgages by Tim

Tim’s a great guy! Used him several times in buying in selling our homes and mortgage renewals for years. He knows his stuff and is extremely kind, personable and always willing to go the extra mile. Be sure to check him out!

Unsure of where to start. My brother referred us to Tim and we are so grateful he did. If you're searching for a brokerage look no further. We had the opportunity of working with Mike and had given him an unrealistic timeline however we recieved exactly what we needed in great time. Mike went above and and beyond. Thank you so much Mike, Tim and team.

We couldn’t be more pleased with Tim and his team. They went over and above for our family and I can promise you he’d do the same for you. Thanks again Tim.

Tim and his team were fantastic. I compared a few mortgage brokers for rates and communication styles; he was the only one who would check in with us on a month to month basis while we looked for a house. He explained everything clearly and was very upfront about expectations on affordability in this post covid market. Would 100% recommend to anyone, service was top notch.

Calgary Mortgages by Tim is outstanding! Tim facilitated the initial mortgage on my home, and himself and his team have also assisted with the two renewals to follow. I would highly recommend working with Tim and associates as they are professional and expeditious.

We are beyond happy and pleased with the service, respect, and quality we received from Tim and his team. They helped us get the house we wanted for an amazing deal when we didn’t think we could! Because of them we are set and growing our family

Tim and his team were amazing at scouting out the best mortgage rate. They took the work out of having to find a rate myself. From the get go they were friendly, personable, and communicative with every step along the way. Would recommend them to anyone looking to find a better rate!

Tim and his team are extremely knowledgeable and helpful, and can get you an amazing rate that banks cannot even come close to, I definitely recommend them.

Really professional and friendly service! Efficient and they were able to provide an amazing rate on our mortgage.

Tim and his team at Tim Lacroix Mortgage Brokers have been stellar to work with. We have worked with Tim since 2014 when we purchased our first condo. We have purchased 5 properties since then and we continue to go back to Tim and his team because they provide exceptional service. The team is professional and pleasant to work with. The service provided is prompt and detailed. We are confident when making investments in property because we know Tim and his team have our best interests in mind and have provided us with the most accurate and up to date information. We truly believe that Tim Lacroix Mortgage Brokers strives to meet clients diverse needs and do their utmost best to assist clients in meeting their financial goals. We would highly recommend their services and as a satisfied customer we will continue to work with Tim Lacroix Mortgage Brokers in the future.

Tim and his team were fantastic dealing with all the stops along our journey involving a slightly untraditional transaction and financing. I highly recommend Tim and his team!

Tim Lacroix and his whole team were very efficient and so helpful. They made it easy and painless to get my new mortgage. I highly recommend this group if you are looking for a new mortgage.

Tim and his team came through for us when the bank couldn't. Prompt service and friendly advice helped make this major process so much easier for us. We would recommend Tim to anyone needing consultation with their mortgage needs.

Tim and his team were there for me. Answered all my questions. Always got right back to me. Jeannie’s voice was like a smile every time she spoke to me. Stress free, reassuring. Thank you!

Tim and his crew are on top of everything, taking a lot of stress out of the moving process for our family. High recommend Calgary Mortgages by Tim for your mortgage needs going forward!

First class work. The process was easy, communication was consistent, overly impressed. I would highly recommend Tim!

Tim and his team make finding a mortgage very easy and they got us a great rate. Very happy with this deal and we will continue to come back when we need mortgage help.

I had a last minute purchase and Mike was a pleasure to deal with and timely with everyone involved.
I am a first time buyer and Mike explained the process clearly.

Thanks!

Tim and his team were all great to work with for a mortgage renewal.

His team stayed in touch with me throughout the process to provide updates and responded to my concerns in a timely manner.

I would definitely use Tim again for my future mortgage needs!

Tim and the CMD team were awesome! Anytime there was a question, Tim was quick to answer it in an easy-to-understand way. I highly recommend Tim and his team.

Thank you for all your hard work!

Tim and his team are very responsive and always there to help along the home buying journey. They've been a pleasure to work with and I highly recommend them to my colleagues and friends.

The few months between the sale of my last condo to my new one, they touched base with me every other week. Checking in to see how the progress of my house hunt was going. Very friendly staff with quick response time. Originally found me a rate but kept trying to find me a better one and found me a great rate! I'm very appreciative of all the touch points and ease of business working with Kardia.

I had a great experience with Tim and his staff. They were attentive and professional all the way through the process. I wouldn't hesitate to use them again.

I’m a first time home buyer and was really nervous about the process as this was all new to me. Luckily Jeannie and Tim were amazing the whole time and communicated with me every step of the way. They both go above and beyond to make sure your mind is at ease and that you’re understanding what’s happening from start to finish. I highly recommend using Tim for your mortgage needs and to your friends and family. I’m a really happy client!

I would highly recommend Tim and his team. They helped with a complicated situation and made it as easy as possible for us. I will not hesitate to use them again or recommend them to anyone that needs a mortgage.

Tim and his team were great in getting us set up with a mortgage for our new home. They are easy to work with, have great rates and are available when you need them to explain any questions you have. The whole home buying process can be stressful but the mortgage process this time around was not. Great team of professionals!

I had an excellent experience with Tim and his team. The mortgage they helped me select is perfect for me. They answered all my questions. Everything went smoothly with the purchase and they even reached out to congratulate me on possession day.

Tim and his team are very professional and efficient. Attention to detail is immaculate. We have dealt with Tim a couple of times and are very grateful for his patience, knowledge and flexibility.
The best mortgage broker!

Tim was referred by a coworker as a trustworthy mortgage broker to deal with. We found him and his assistant thorough, professional, easy to work with and got the job done! Will use them again and highly recommend their service.

I cannot express enough how incredible Tim and his entire team were. We presented him with quite the challenging scenario for them to work through and they fought for us the entire way. It took a few months to sort through all of the challenges, but they pushed through with us the entire way. It truly felt like they wanted us to get approved as badly as we did. Professional, patient (which is rare these days) and extremely prompt and responsive to our requests. I will be working with Tim again on my next house, no questions asked. Highly recommended

I went to Kardia Mortgage as a first time home buyer and was beyond pleased with my experience. Tim and Jeannie were supportive, quick to respond and an absolute pleasure to work with. The Kardia Team made the mortgage process extremely easy and I would highly recommend their team to family and friends.

I've used a few brokers in the past, but I've never looked back once I started working with Tim. Hands down, Tim and his team are simply the industry's best, have strong attention to detail, and provided guidance on making complex finance deals easy. In addition, Tim and his team work extremely hard with timely responses, everything you could ask for in a broker.

Great experience working with Tim and his team. They are very friendly and extremely responsive even during a time where the market was super busy.

Tim and his team are exceptional. We are new to Canada and buying our first property here so had LOTS of questions which Tim answered with clarity and patience. He also put us in touch with a lawyer and an appraiser and guided us through the process of a private sale with our landlord. On the mortgage front, Tim secured us a great rate and terms. Can't thank him enough. He made the whole process, not just securing a mortgage, so much easier.

I did some research before contacting Tim and what I read about him was that he is resourceful and comes up with solutions. This was a 100% true. Tim found a solution for our situation and his colleague Jeannie was amazing. Jeannie kept us updated throughout the entire process and went above and beyond the expectations I had.

Thank you Tim and Jeannie!

Tim and his team (special shoutout to Jeannie) were so great to work with. They gave us great advice and answered our endless questions. They were professional and fun to work with. Being from out of province it was especially great to not only have our mortgage questions answer d but also questions and recommendations from the city. Bonus points for how involved with the community Tim is. They are a great team of people to work with and well organized. You will be in good hands.

Tim and his team did a fantastic job helping my girlfriend (Kelsey) and I with the mortgage process for our home. He was able to secure us a fantastic rate. During the process he helped us get a very detailed credit check completed. Additionally, he had a zoom call with us to ensure that our needs were met. During the purchase process his team (Especially Naomi) were very helpful in ensuring we had the correct documents to them at the right time. Thank you for making a very important part of the home buying process so smooth. Thank you for your knowledge and clarity.

Kelsey and Mario

We were first time home buyers and Tim and his staff (particularly Ryan) were incredible to work with. As one of us is self employed, we needed a lot of hand holding. Tim and Ryan were always quick to answer an email or a phone call, provide a ton of knowledge, and were able to secure an incredible rate that allowed us to purchase an amazing home. I would confidently recommend them to anyone I know - they are truly the best of the best!

Tim was phenomenal to work with while applying for a new mortgage! I would definitely recommend working with him and have already sent others his way!

Tim and Naomi were very helpful securing our mortgage and guiding us through the process. They were prompt with their responses and were able to get us a great mortgage rate. Definitely recommended as a first time buyer!

I recently purchased a home with a 20 day possesion and reached out to Tim to handle the mortgage. Customer service was excellent and Tim was very responsive throughout the entire process, ensuring that my questions were addressed promptly and that our deal remained on schedule. Very professional, knowledgeable and organized.

Tim is the best in the business. He knows how to navigate the industry better than anyone. You can feel completely confident that not only will he get you the best terms and rates, he is creating a mortgage solution that will serve you for years to come.

Tim came highly recommended and for good reason. Our file was a bit more complicated and with the hot housing market he was swamped. We literally worked for 10 days right up till closing to get an approval and meet all the financing and sale conditions. He communicated on the critical path items and I am so pleased we made it work. Service was A+. Thank you so much for all the help!

I would strongly recommend Tim for your mortgage needs. He is very attentive and responsive, even answering phone calls/text messages during off hours. He is able to secure rates that you cannot otherwise get at a bank branch. As a plus, he also hosts some pretty dynamite client appreciation events. I would strongly recommend him!

From the start, Tim and his team were always able to answer any question I had, and with adapting to my changing needs as I looked at properties and budget.

Having the ability to hand off a large portion of the paperwork and discussions with lenders made my first time home buying experience a breeze.

If you are in the market for a mortgage and want to take advantage of the great rates in the market right now, then give Tim and the team at Kardia a call!

Tim and his team went above and beyond. He got us approved faster than any other broker. Highly recommended and he has a good reputation for a reason. Hope to do business in the future.

Calgary Mortgages by Tim was wonderful to work with. They had quick communication and fast responses. The rate they were able to get me locked down was better than any other quote I got. Super fast to respond to any questions I had. Would definitely recommend.

Awesome experience with Tim and his team. Always easy to reach and explained the entire renewal process in detail. Can’t recommend enough.

Tim and his team have been amazing to work with to secure a mortgage. Being new to Calgary, he made a stressful process easy to understand and secured us the best deal he could find. He works hard to meet your needs and goes out of his way to make things easy for you. Thanks Tim for your assistance and guidance. We appreciate your expertise.

Tim and his team have been amazing from day one and all the way till weeks after possession of my home. I will recommend Tim and his team to everyone. They are professional and very well organized. Prompt response to emails, phone calls etc. 10/10 would do business again.

Amazing team and very happy with the speed and efficiency of service. This is our second time using Tim and will be our first call and recommendation going forward.

Always great working with Tim and his team, they take care of everything. I'd recommend his team to everyone I know looking to secure a mortgage.

Excellent experience having Tim and team help us with our mortgage! He is extremely knowledgeable, friendly, professional, and efficient. Being first time home buyers we were a little nervous about the process, but after meeting with Tim we knew we were in great hands! The whole experience was a breeze. If you are in need of a great mortgage broker, Tim’s your guy!

Tim and his team were fantastic to work with! They got us a great rate and were super responsive. They made the experience easy for us and took the time to answer all of our questions. I would absolutely recommend Tim to anyone looking to get a mortgage.

I have been working with Tim and his team for our last 3 homes, and without a doubt the best Mortgage Advisors around. Their team operates in one way - focused on their customer's needs and representing their customers in front of the lenders first and always.

Thank you Tim and team for always being there for us