Innovative Mortgage Solutions

Working with Melissa & Donna on the underwriting side is always seamless. Good attention to detail and efficient response, making it a smooth process.

Derek Sparrow and is team are fantastic and are very qualified professionals that are more than capable of meeting your lending needs. They are quick and professional. Derek personally is active on social media and does a fantastic job, communicating and relating with his clients. As a real estate agent, it makes for much better experience when the Mortgage Broker is high-quality and is able to help put a financing together quickly.

Mike and his team are professional, personable, knowledgeable, diligent, and responsive. I've recommended them to numerous friends and family who have echoed this, so I can also add that their excellence is consistent. If you want a team that can find you the best rate, they will do that for you. If you want a careful explanation of a comprehensive strategy to buy your next rental property, they will can do that that for you too. All in all, after having been a client for nearly a decade, Innovative Mortgage Solutions is synonymous in my mind with tailored service and professional excellence.

I have been fortunate enough to work with Derek Sparrow professionally. He has always shown great communication and work ethic and would be a great choice for someone looking for help with their mortgage.

I would absolutely refer Derek in the future!

Derek Sparrow was very easy to work with. He understood our circumstances and worked with us to get the best mortgage possible.

It's always a pleasure working with Derek Sparrow at Innovative! Our team has sent Derek multiple mortgage referrals over the years and the service is always impeccable. A great guy to have working for you on mortgages. Knowledgeable, professional, and just a great dude! Would highly recommend!

Can't thank them enough for working so hard on my behalf. My bank didn't do a thing to keep me as a customer, in fact they said to come back IF I get a better deal somewhere else.little care in their tone. IMS were on it from start to finish and didn't get annoyed at the multiple questions I threw in their direction. Give Steven a call and you'll see what I'm talking about. THANK YOU all for getting it done!

Candice and Susan were very responsive to every email. They were quite helpful with the bumpy ride that was my mortgage refinancing journey

Candice was great to work with throughout my mortgage renewal process- she was extremely responsive, professional, and organized. Thanks Candice!

Steve and Susan makes my life easier in getting my mortgage loan. They'll do whatever it takes to be sure that I am getting the best service. Thank you Steve for all the help.

10/10 recommend Innovative Mortgage Solutions! We recently renewed our mortgage and switched lenders. Candice and Angela were so helpful and made the process seamless and stress free!

We have used Innovative multiple times now and they always handle or needs perfectly. I would highly recommend them.

I’m self employed, but I had only been so for barely 2 years where applying for a new mortgage.
Steven was able to get me a mortgage with an excellent rate after multiple banks turned me down because I hadn’t been self employed for 3+ years at the time.