Halifax Debt Freedom

A big thank you to 4Pillars especially to David Moffats who assisted me on my concern. This will be a new start with no stress at all.

If you are in need of financial help, 4 Pillars has been a savings grace for me and my family. Kristy James has helped relieve years of struggle and stress. She has been kind, understanding, patient and dedicated to helping me get back on track! Thank You!

Kristy, was the most amazing woman I have ever had the pleasure of working with. I would recommend this Company to anyone. Thank you from the bottom of my heart.

Kristy James was outstanding. Professional, yet made you feel at ease. Keep up the great work

When I first contacted David, I wasn't sure what to expect. Through all our meetings he was incredibly informative, non-judgmental and friendly. After even the first meeting my mind was put at ease and I stopped feeling trapped by my situation. I would highly recommend David and 4 Pillars if you are in a financial situation that is keeping you up at night, causing you stress. They can help you manage and reduce the load, and set you in the right direction towards financial success.

Our experience with 4 Pillars was exceptional! We consulted with 4 Pillars for our elderly Mom and David took as much time as we needed to go over all of her options and patiently explained each so that she would understand and be able to make the best decision. Mom was treated with the utmost respect and care. Here we are, 3 weeks later and Mom is on her way to being free of debt but most importantly, she is now free of the terrible burden of stress she's been under for the last few years. Now that this burden has been lifted, our Mom can look forward to some Golden retirement years free of worry and stress. Incidentally, 4 Pillars did not make any money from this!

4 Pillars goes above and beyond to help. I found David to be extremely easy to communicate and work with, he explained everything in great detail and kept me up to date at every stage of the process. Very professional, friendly, transparent and responsive, I would highly recommend his services to anyone.

If you are looking to get help with your finances and want someone who will give you honest feedback and tell you what is genuinely best for you, you need to book an appointment with 4 Pillars Halifax.
I had an awesome meeting with David Moffat. It was refreshing to meet with someone who I could tell was listening to my needs, went through *all* the options I had, and made the suggestion that worked best for *me*, even if it wasn't optimal for him. David was professional and friendly. The entire atmosphere was relax and there was no pressure to make business if it wasn't what was in your best interest.

I’ve got to say we had our doubts at first thinking this was too good to be true. It wasn’t and I’m so happy for following through and 4pillars is all for you. Kristy in the HRM location was great to deal with very knowledgeable and helpful. Most of my debt was student related and once it was time to pay it all back I was weighted down with trying to pay them all and still live and continue to build a family and future. Not a route I wish I ever had to take but life happens and I’m very glad to have heard about 4pillars to help me clear up a lot of my debts! Thank you:)

Kristy J was excellent to work with and provided fantastic customer service. Quick to answer any questions I had. Definitely recommend giving them a call if you have any worries about your debt load.

It was only about 9 months ago, that I was is 79k in debt, paying on 6 loans. I was paying on 2 line of credits, a high interest credit card, a student loan, a car payment, and family debt.

I felt so overwhelmed, and to a degree embarrassed, that part of me just wanted to pretend my debt didn't exist. But how the debt was holding me back. It reached the point, I couldn't just ignore it any longer, and I knew things had to change.

With the encouragement from a great friend, I decided to research online on companies that specialized in debt reduction. When I came across 4 PIllars, I was very impressed by the reviews that others clients who had paid off their debt and saved a ton of money. Although excited of this same possibility for me, I still remained skeptical as I had been burned in the past.

I decided to take a chance anyways, figuring I had nothing to lose at this point, and booked my first appointment to find out more.

When I met with David Moffatt, he immediately put my mind at ease and made me feel comfortable. I had felt judged before in the past because of my debt but David was very relatable, sharing his own story of how he too faced debt and how he overcame it. What really stood out was that David was extremely professional, and took the time to get to know what was important to me. It was only once he understood my goals, he provided me options and recommendations on the next steps to take. He kept it simple, and that's was so helpful in making me feel confident that I could pay down my debt.

Following my initial appointment, I followed David's recommendation, and fast forward up until this week, I paid my final debt payment, of the 79k 2 days ago. All 79k, all 6 debt payments completely gone.

It still feel surreal, as this is the first time since I was age 18 that I have been COMPLETELY debt free!

Because of 4 Pillar, I was able to connect with services and resources to pay off 79k in less than 9 months. To add, I was able to knock off 21k off my debt repayment, not to mention all the money I would have been paying on interest!

This has been a life changer for me, and am so thankful for the entire team that has made this possible for me.

For anyone reading this, sitting on the fence on whether eliminating your debt is possible for you I highly recommend you connect with the 4 Pillar team. I can totally relate to how it feels to be overwhelmed or not want to deal with debt, however 4 Pillars keeps it simple, and provides you with all the tools you need to take the next steps.

The process is streamlined and this was so important to me especially during a time I felt so overwhelmed.

It feels so good and not have that 79k looming over me, and have to admit, I feel just a little lighter now!

Can't thank this team enough!

Obviously this was a very stressful time for us but from our first contact with Kristy @ 4 Pillars in Halifax, we were supported 110 % and she took us through each step and explained everything and made sure we understood. We were never rushed or made to feel foolish and Kristy always responded in a timely manner to ALL of the questions we had. This experience, as difficult as it was, became much more tolerable thanks to Kristy’s professional and personable attitude. Thank you from the bottom of our hearts for helping us get a fresh start!

David and the 4 pillars was introduced to me by a friend, David help us to settle our debt and he will guide us on our way to be debt free and manage our financial.
I highly recommend 4pillars if you have a debt that causing you and family financial stress.
David and 4 pillars Thank you

4 Pilars debtrelief specialist Kristy, was amazing!
Very friendly, professional, and meticulis to all the details
of ourproposel and debt relief.
My wife Stephanie and I very highly recomend Kristy.thank you again so much Kristy:)

David Moffat and his team are extremely professional and compassionate. With so many businesses being about the bottom line, it is truly a pleasure working with a company that is looking out for YOUR best interests first. I would recommend 4 Pillars 10000000%