10 November 2023 21:37
Andy is so amazing. Unbelievable experience. Super Professional, Credible, Trustworthy. He's come out to our office to educate us on anything in the mortgage world. He's our go to mortgage broker for all of our clients within our firm.
04 November 2023 21:04
Andy is articulate, knowledgeable, professional, and most importantly he truly cares about his clients and puts their needs above all else. He takes the time to understand his clients needs, explain all the available options and makes himself available to discuss any concerns. I would 100% recommend him as a top mortgage broker.
30 October 2023 7:34
Andy and his team are knowledgeable, professional and reliable. They provided us a several options that could work for us, and escorted through the process of the purchase, mortgage and everything around that matter. Will definitely going to work again in the future.
05 October 2023 10:48
I recently moved and had an excellent experience with arranging my mortage. I had never used a broker before and will go back to Andy whenever I need another mortage. He was always ready to answer my questions, and made the process as easy and pain free as I could hope for.
11 August 2023 9:43
Clients first which has me referring all my clients to Andy. Actually cares about getting them the right deal rather than stuffing them into any lender to make a buck.
08 August 2023 6:10
Andy helped me with my renewal a few months ago. He was very easy to work with and catered to my needs. I would recommend Andy and his team.
15 June 2023 0:50
Knowledgeable, Professional and Efficient! Andy brings nothing but the best personalized experiences and excellent results for our clients. He is always available for support and advices for our clients! Simply the best and highly recommended!
05 May 2023 2:20
Andy diligently, expertly and compassionately assists many of our clients with their mortgage financing and re-financing needs. When referring him to clients, we can confidently know that they are in good hands from first contact to closing. He has always come through with both the best service and the best financing options. We highly recommend him when choosing a mortgage expert.

The PB Team
Re/Max All-Stars
27 April 2023 19:04
I had an excellent experience working with Andy. As a first-time home buyer, I had a lot of questions, but Andy was patient in answering my questions and explaining the process. I really valued that he went above and beyond by renegotiating the interest rate with the mortgagee, during the SVB collapse. It was a pleasure working with Andy and I would highly recommend him.
27 March 2023 6:49
Thank you so much for all your hard work Andy! We really appreciate the communication you offered us during our process and patience/determination you had helping us through all the fun banking stuff at TD!
14 March 2023 20:06
We had a great experience with Andy as our Broker. He explained things thoroughly, always answered any questions we may have, and was a pleasure to work with. He is very knowledgeable, great professionalism, and made us feel comfortable during the whole process. We will definitely recommend him to all our friends and family! Thanks again Andy!
02 February 2023 3:35
Andy has extensive knowledge of the lending world and different strategies to help clients with all kinds of situations. I have seen him put together strategies to help clients that I have not seen anywhere else! Very diligent with communication and staying on top of things. I would highly recommend Lupescu Financial!
05 December 2022 23:43
Andy and his team were great to work with. As I was purchasing my first home, Andy ensured he provided me with all my options and was there for me throughout the whole process. He was extremely reliable and efficient and truly shared his level of expertise with me. I will definitely be recommending Andy to my friends and family and will use him for all my future purchases.

Thank you Andy!
25 November 2022 0:55
Andy has helped me tremendously in the past with my primary residences. However, recently, he also exceeded my expectations with my investment property mortgage needs. Looking forward to our future endeavours.
23 November 2022 18:07
Being first time buyers, Andy was nothing short of amazing. His dedication, patience and kindness, made the process of getting a home smooth and easy. Highly recommend this guy for all your mortgage broker needs!
16 November 2022 8:55
Andy and his team are very reliable, professional, and I would recommend to anyone. He took the time to clearly explain each step of the process, addressed any questions I had right away and was able to support me in finding the right solution based on my unique situation. He was calm, easy to communicate with and even though this is a very stressful thing to deal with, he made it stress free for me.
16 November 2022 6:17
Was referred to Andy Lupescu by our realtor Jordan, and are very satisfied with the level of service, professionalism and support throughout the whole home buying process. Andy was always patient in answering questions, and giving right advice to navigate the various steps. His team member, Bisma, too was prompt, diligent and courteous always. Will always refer Andy's A+ services to anyone and wish him and team the best!
29 October 2022 23:48
I could not recommend Andy enough! His responsiveness, thoroughness and warmth made him a pleasure to deal with. He was always there to answer every question, no matter how pesky, even on weekends! Going through Andy for our mortgage took off a lot of the stress that normally comes with making one of the biggest purchases of your life, particularly during such a tumultuous time in the real estate market. I wouldn't hesitate to use him again.
22 October 2022 7:55
When needing to refinance my mortgage, Andy and his team worked efficiently at finding the best mortgage package & rate for my situation. No phone call or email ever went unattended, and no matter how simple my question, I always received a clear and professional response; which in turn put me right at ease. For anyone needing either a new mortgage or refinancing, I will be more than happy to refer them to Andy.
14 October 2022 16:25
When RBC Private Banking could not provide us the refinancing we were looking for, we were referred by a real estate professional to Andy Lupescu at Clear Trust Mortgages. At every step of the refinancing process, Andy was extremely knowledgeable, courteous, patient and utterly transparent. He went to great lengths to ensure we understood the financial options we had as well as the consequences of each decision. Communications with Andy, both oral and written, were always answered promptly, clearly and concisely. In closing, Andy found us the financial solutions we were looking for and we are extremely pleased with Andy's professionalism and commitment.l would quickly and confidently recommend Andy to anyone looking for refinancing and we will use Andy services again
28 August 2022 12:06
I knew Andy through a friend in Ontario, and he helped me with mortgage on an investment out in Victoria BC. The process went super smoothly and things were completed way ahead of closing. To me nothing is as important as having a peace of mind when getting financing and Andy gave me that. Highly recommend!
23 August 2022 7:18
Andy is very knowledgeable about the industry and was able to guide us in choosing the right mortgage for our needs. With his wealth of experience the process was smooth. Andy we are very thankful for your assistance on this and we’re looking forward to many more together. Cheers
13 August 2022 13:03
Andy has been a pleasure to work with. He was always available to answer all of our questions. He is also very knowledgeable and really found us the best rates! Highly recommend!
07 August 2022 17:40
We had an amazing experience with Andy through the process of refinancing. Andy’s deep knowledge of the market and financial institutions offer strong support to choose a right vendor for our deal. Andy timely advised and explained us each step on the process of qualification for the mortgage. Andy’s deep knowledge and professionalism provided us with best service to close the deal on time and best rates available.
16 July 2022 3:01
Andy is by far one of the best brokers I have encountered! He works to serve his clients from the beginning to the end, ensuring all their needs are met. He has helped my in-laws refinance their home at such an amazing rate despite a credit rating with one of the owners on the property and he’s helped my family get into our first home! As a mom of 7 kids working through the peak of a downward turn in the market Andy has managed to make our dreams come true in owning our first home we can’t thank you enough! I highly recommend getting in touch with Andy for all your mortgage needs
12 July 2022 17:13
As a first time homebuyer things can get a little bit overwhelming.
Andy was a huge help finding me the right lender and also explaining me how everything works.
I really appreciate his patience and knowledge and would not hesitate contacting him in the future!
If you are looking for a professional give him a call!
03 November 2021 19:53
Andy was a pleasure to work with. He was responsive, accommodating and answered all our questions. He even laid out different scenarios so we had a good idea of all our options when purchasing a house. It was a stressful time and he definitely helped us feel better about going into the purchase. It felt like he really had our best interest in mind and I would definitely recommend him to anyone who needs a mortgage broker.
21 October 2021 4:44
Andy is extremely knowledgeable in the mortgage market, has been patient with my 100 questions a day and is always ready to take my call if I needed to run something by him. I’ve been recommending Andy to everyone in the mortgage market! You just can't ever go wrong with Andy! Thanks again Andy for the help you provided us.
09 September 2021 10:02
I worked with Andy on my mortgage for my first home and was very satisfied. Given it was my first I had many questions and was unsure of the process. Andy was always willing to answer questions and guide me along. Would recommend for sure.
01 September 2021 16:41
I was extremely fortunate to know Andy from way back in his TD days and thought of him first when I needed a mortgage done. He listens to your preferences and finds the best bank that will suit your needs and preferences. Not to mention he is extremely responsive in either call or text no matter the time. He also kept me in the loop throughout the entire process. He even provides advice on future property purchase planning, truly the whole package! This helps a lot for a first time home buyer. I would recommend Andy to anyone out there who is looking for a mortgage!
30 August 2021 8:34
Andy is absolutely fantastic! He truly cares about his clients, has a wealth of knowledge, and always goes above and beyond. As a first time home buyer, I couldn’t have asked for a more seamless process with Andy. He was always quick to answer my questions, provided me with any contacts I needed beyond his scope, and had everything done so quickly and professionally for us. Mortgages can be a scary thing but with Andy they aren’t. He’s definitely somebody you want on your side! I would recommend him to anybody and look forward to working with him more in the future.
20 August 2021 18:09
Andy is the best! I'm a first time home owner and the process was new, confusing and stressful to say the least. However Andy was very patient, explained everything to me very professionally and clearly, and went above and beyond to make sure I not only get the best rate possible but also secure my new home. Andy is very responsive, transparent & knowledgeable.
Thank you so much Andy for making this journey less stressful and I look forward to working with you again.
13 August 2021 21:23
Andy went above and beyond to secure the most competitive mortgage for us. He is very knowledgeable of the array of products available, extremely responsive whenever we had questions, and well aware of various promotions offered by competing financial institutions. If you're looking to buy a home and need mortgage, I strongly suggest you get in touch with Andy.
21 February 2021 17:03
Andy is super professional, knowledgeable and provides great customer service. He secured us the BEST rates for our mortgage and HELOC at the same time, was always ready to help and answer all our questions by e-mail, phone or texts. He is guiding ready to help with any issues that may arise during the process, i.e. Specific documents requested by the bank, etc. Everything is done quickly and efficiently, everything is being communicated immediately. Our deal closed as expected, nice and smooth with no delays. Andy really goes an extra mile for his customers. Thank you Andy, looking forward to working with you in the future.

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