01 December 2023 1:00
I have been with Fanny for four years and she is not only an amazing Insurance Representative, she is also a great person to talk to. From day one she has been very professional, polite, and respectful. I can always count on Fanny to do everything she can to make sure my requests are met and she gets me the best rates possible! When you deal with Fanny, you get great service and full transparency. She always answers my questions clearly and makes sure I fully understand. The transparency is a nice change compared to other insurance companies.

Even though I probably drive her nuts, I always get timely and enthusiastic responses even with my constant insurance policy changes!

I can't see myself ever leaving Billyard Insurance Group, unless Fanny leaves!

Thank you Fanny!
13 April 2023 22:56
Julius Espiritu made my Insurance shopping lots easier and made my insurance as cheap as possible. I highly recommend him ️️️️️
27 February 2023 0:33
Great experience working with my insurance broker, Julius Espiritu. He's been very helpful with my ad hoc needs and is always quick to reply. He's a pleasure to work with and is someone I would confidently refer to my family/friends.
19 November 2022 23:50
Really satisfied with their professionalism.
They were accurate and reasonable.
I highly recommend Benjamin. Thank you
25 September 2022 1:41
Junk broker Benjamin An, without the client's consent, arbitrarily changed the customer's information, used false information to cause a huge change in the customer's insurance, and treated the customer unreasonably. I hope Ribo will punish such an unscrupulous broker severely and his license should be revoked.
14 October 2020 1:18
Julius helped us in getting a good deal. As a first time buyer, he thoroughly explained to us what coverage should we get that is worth our money. Thanks, Julius.
07 October 2020 4:12
Julius Espiritu, my broker is knowledgeable in his field and provided me with excellent personal service.
27 September 2020 0:00
I have both my car and home insurance with Benjamin. I drove over 15 years and previous insurance company raised my rate a lot for no reason. Benjamin found me a very reasonable rate for me with all the coverages me and my family needed. I have a young son who just got G2 license, Benjamin gave me very good tips on how to save for him in the long term. He is very patient and knowledgeable. I finally found an insurance broker that care for my family. Highly recommended!
24 September 2020 20:11
Julius was awesome he saved me a bunch and he was extremely helpful thank you so much I highly recommend
24 September 2020 17:05
Julius is my broker and he saved me a bunch of
Money! He explained the coverages and made sure i understood the policy. He is always abailable to answer my questions and concerns.
24 September 2020 16:15
I was dealing with Julius, thanks Julius you helped me a lot got me a good deal. You explained the terms and condition thoroughly. Thanks again for your patience with me and answered all of my questions.
21 September 2020 2:24
I have been buying insurance in this company for many years, and their staff, Fanny, is very professional and dedicated, and is a trustworthy professional
17 September 2020 14:20
I was very pleased with how quickly and easily Benjamin was able to assist me in finding the best quote for my vehicle.
He is very courteous and professional. He helped get an auto quote lined up for me quickly during the pandemic period when I purchased my first vehicle. He helped me find the best deal and was very thorough in explaining all the finer details of the different policies. I am happy with his service and will continue to go through him for all of my insurance needs in the future. I would highly recommend him to anyone looking for help in finding the best home, auto and life insurance, without all the headache and hassle of trying to go through the process on their own.
13 September 2020 11:37
Benjiamin is an amazing advisor, I has listened my questions and gave me answers in detail, when I have problem with understanding the policies and agreement details, he explained it again and again until I really know the policies.meanwhile, he gave me so many tips and advise on my insurance needs, he has gave me the highest quality of service, best value of my insurance with his professional idea. As an advisor, he the best that I have met.highly recommended.
05 September 2020 18:11
Julius helped us get the best quote for our house and 2 cars. He walked us through the policy thoroughly and made sure we understood our coverage. Yes it's the best deal but he also helped us get the best comprehensive coverage that we needed. Of course we like a great deal but it was also great to know he had our best interest in mind and ensured that we wouldn't have to worry if things were to go awry.
31 July 2020 10:47
Fanny has always been my reliable advisor for many years. The pricing and coverage is always within budget and the customer service Fanny provides is always the best. She is always available to help you whenever you need her.
29 July 2020 5:35
Julius was very helpful and honest providing me with the best auto insurance quotes, He will take care of you to make sure you get the best rates and coverage as much as possible.

Give him a Call. Highly Recommend him!
27 July 2020 4:58
Fanny did a great job working quickly to find me the best possible rates. She was always looking out for my best interest and made me feel that I was in the best hands possible.
20 July 2020 20:59
Took my Condo insurance with Billyard. My agent Harika Kaliga was very helpful in understanding. She is prompt in responding to my queries all the time. Thank you for the service will definitely recommend to others.
11 June 2020 5:12
Fanny Chen is my insurance contact, excellent customer service, saved me $$$ on my home and auto insurance. Referred a few friends to her, they are all happy with her service and products.
31 May 2020 22:20
My agent Fanny Chen works for this company. She is extremely friendly and helpful.
Fanny asked me about my needs and recommended suitable solutions.
She even identified some saving opportunities for me.
When COVID-19 happens, she proactively ask me to review usage of my car to see if she can help to save more. Helped me to apply refund as well.
Highly recommend her and this company.
23 May 2020 10:55
Fanny Chen is an amazing insurance agent. She took the time and explained all the coverage to me and what they meant. I’ve called her 10 times after getting an insurance policy from her and she responded to every single time. Extremely professional I would recommend her to everyone for all their insurance needs.
17 May 2020 23:53
Fanny is the best broker ever! She always reply to us immediately and deal with any questions we had. We highly recommend
25 March 2020 8:10
Excellent customer service; understanding what customer’s needs; and pretty professional. My agent is Fanny, she was pretty good!
04 March 2020 15:06
I am a client of Fanny Chen. She is the most friendly agent I ever met. Until now, I still remember what she promised to me. “I will try my best to give you a competitive price and 100% sure offer you the best and professional service! ” She does what she promises and helps me a lot! Whenever I need her, she will be there! I appreciate I got such a knowledgeable and amazing insurance advisor here in Canada!
11 February 2020 1:38
I was dealing with Benjamin. He was very patient and extremely knowledgeable. I have never had an insurance advisor explained to me all details and make sure I understood until Ben did this for me. I bought home auto and life insurance for my family. Thank you Ben, I know I am fully covered now.
08 February 2020 9:48
Very professional advising and excellent service attitude. Providing multiple options and explaining each into very detail. Understanding easily and clear to pick up the best solution. Thank you Benjamin, solved all my insurance needs.
06 February 2020 13:38
Fanny is very knowledgeable of the insurance industry and provides very comprehensive information to her clients. She is always professional and gets back to her clients within a very reasonable timeframe. It’s difficult to find such caring / knowledgeable insurance professionals. She is a true gem:)
01 February 2020 19:00
Was given Fanny's contact information by a friend. Fanny helped me find the best deals for insurance. She managed to get me a better price with Pembridge! Some might not think it is much, but when it comes to insurance, I definitely trust the bigger companies since there is more to be accountable for. Fanny gave me her personal number and even took the time meet with me to go over forms and such. The entire process was so fast and quick. After meeting me and getting my information, she drafted up documents, sent it to me by email for e-signatures and voila! I am now insured by Pembridge. Efficient, Diligent and Friendly! Definitely a professional. I am now referring everyone to Fanny as she has helped me and my family save money!
27 January 2020 22:02
Would give 7 Stars if possible! We received a referral from a friend to the insurance broker Fanny and Benjamin as we were shopping for quotes. We haven't made any claims with them thus far, but the whole process of quoting, transferring, and activating our insurance has been an amazing experience. Service is when companies follow up and get back to you promptly and Benjamin met and exceeded those customer service expectations. We are so happy with the experience so far and the rates were very competitive. Would highly recommend anyone to do business with them!

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