Co-operators - J.A. Associates Financial Services Inc

Michael Cardiff provided excellent service. He managed to get my home and life insurance sorted out quickly before the move date. I sincerely appreciate his patience and quick response to all insurance queries. Thank you

I had an excellent service from Michael Cardiff. I strongly recommend him and J. A Associates Financial Services Inc.

We met with Joseph (Joe) Alkhouri and this gentleman is in the right profession! He is full of integrity and very thorough, took the time to explain every option in detail. Thanks for a quick and painless meeting!

Great customer service, called and Marie answered, extremely sweet and understanding, love their business.

I have been with cooperators since owning my first vehicle as a young adult, and our go to advisor recently retired. Michael Cardiff stepped in without hesitation to resolve some life insurance and vehicle insurance adjustments in a time crunch situation. He addressed everything very quickly and professionally. Although I no longer live in the area I will definitely be reaching out to Michael for any of my insurance related needs as I know I will be in good hands.

We really appreciated our meeting with Faraj from Co-operators yesterday in order to review our policies with them. He was not at all pushy and really seemed to want to help us save as much money as possible as well as insuring that we were properly covered during the entire process. Faraj is a great asset for the Company! Thanks Faraj!

It was a nice experience dealing with Faraj Aldahim, he answered my questions and addressed my concerns very professionally, made the process smooth and easy.

Zouhir Hanouch is my Agent he gave me a great service and he explained the policy for my cars and the house with full great advice and information's

Great experience dealing with Michael Cardiff discussing my home policy situation. He is knowledgeable, candid and responsive. Highly recommended.

We met Faraj Aldhaim yesterday for about an hour and he explained so many points about investment, life insurance and other options where we can plan to achieve our goals.

Always when I need about my life insurance policy, I prefer to deal with the Financial advisor Faraj Aldahim in this Office, he is very professional and knowledgeable.i recommend him strongly

My agent Zouhir Hanouch is a pleasure to do business with. He responds quickly to emails, phone calls etc. His quotes were very reasonable and he was very accomodating to my needs. Highly recommend him.

I have been with Cooperators for many years and have never been disappointed with my interactions with any member at any time. Recently I had the pleasure of working with Zouhir Hanouch. He has an unhurried and respectful approach and was very responsive to my inquiries. I would highly recommend this location and will be staying as a customer for a very long time! Thank you Zouhir!

Great service by everyone at CO Operators. Marie, Fadie and Mike they are all awesome to deal with.had a claim this year and it went extremely well.we transfered our vehicle as well to Co operators and will do more down the line.

I spoke with Marie, she was amazing! Wonderful customer service. She was professional and polite, answered all my questions and fixed my issue right away. 5/5

Our relationship with the company was through the advisor Zouhir Hanouch. He completed all our procedures with a high level of professionalism and outstanding service. Thank you J. A. Associates Financial Services

Mr. Faraj, he was accurate in conveying information, and he explained everything clearly. Really, he was very helpful. I would like to thank him again.

J'ai eu une bonne expérience avec Monsieur Zouhir Hanouch. Il m'a parlé et m'expliqué tous les différents types de services offerts par Co-Operators. Parmi lesquels il m'a parlé d'une panoplie d'assurances que j'ai trouvées vraiment intéressantes. Comme je n'ai pas eu le temps pour élaborer davantage avec lui, il m'a offert de prendre un rendez-vous avec lui pour pouvoir mieux m'expliquer. Alors, je lui promets de l'appeler durant cette semaine pour fixer un rendez-vous avec ma femme et moi. Pour ma part, il mérite bien les 5 étoiles mentionnées ci-dessus, car il est une personne très convaincante qui pourrait m'amener à bon port.
Jean Illio Létang

Really good customer service, I got assistance from Faraj and he is really helpful and professional.

Mr. Zouhir Hanouch was very helpful. He managed to assist me and my mother with the car insurance. Very patient man and answered all our questions. I highly recommend him in dealing with insurances. Thank you once again Mr. Hanouch.

Today Fadi Sargi
Helped me out of one of the worst situations, not only did he save me and got me a new policy he was able to save me hundreds of dollars through his amaizing knowledge and efforts. Best experience ever with a insurance agent/provider

Michael Cardiff at Cooperators served me promptly, graciously, competently and moreover went out of his way to make sure that I truly benefitted from his service. This is rare these day but even rarer in the insurance business. We have been with Cooperators for over forty years. It is a good feeling to know that our loyalty is recognized and reciprocated. Thank you Michael. Joanna

I have had my car insurance with Cooperators for more than 8 years, and each time when I need help, the staff was well informed, friendly, and kind. You could see they really care about their customers. There are no words to thank them enough:). If you needed help there, just ask for Zouhir Hanouch ;) he’s amazing person and speaks Arabic as well.

Faraj took excellent care of my needs and was persistent in answering all my detailed questions about a personal Critical Illness policy and at another time, a group life insurance conversion to personal. He is attentive and processed everything in a timely fashion. The office itself is at a convenient location, the staff is friendly, feom the receptionist to the owner who all greet me when I go in. Beats a robot advisor or doing things myself online:)

I was looking for an insurance quote everywhere couldn't get what I. Looking for very expense than I realize way back I was with Co-oparators insurance had very good rate I decided to call 5303 kanotek rd office I got contacted with Faraj Aldahim helped me with what I was looking. Much appreciated Faraj help.
Recommend Faraj anytime to anyone all the time.

Michael is my go to guy at this branch. He’s great to deal with, honest and caring! I have all my insurance with co-operators, car house and life. If you’re looking for advice, quote, competitive pricing and a package tailored to your needs, make sure you call and ask for Michael!

I recently discussed my insurance needs with Mike Cardiff. He was extremely helpful taking the time to explain life insurance, which I was unfamiliar with. He was genuine and gave me great advice. I would highly recommend Mike and will be working with him again in the future!

Marie was super friendly and helpful. I appreciate her calling me personally to remind you of a payment that I had forgotten. She was very professional and knowledgeable about the services that the company offered.

I was lucky to be served by Fadi Sargi at the co-operators, he helped me so much with my vehicle insurance, learning the ropes and talking me through my Insurance. If you are a new young car owner J. A Associates and their employees are the best option for you.

Everyone at the Co-Operators - J. A. Associates Financial Services Inc team is committed to providing excellent and prompt support for their clients. Their professionalism, knowledge of the insurance industry and their dedication to high quality customer service is key to ensuring that clients can rely on them for financial advice and insurance needs.

Hi I'm really appreciate that company especially Miss Jaise burn she's a professional she's a helpful she's very polite she's a very good person she's amazing I recommend everybody go with that lady for insurance

I would highly recommend Mike Cardiff for all your insurance needs! I have been a client of The Cooperators for many years and Mike is the most thorough and efficient agent I have worked with. His friendly manner makes dealing with insurance policies so much less of a chore. I have had to look after policies for various homes, multiple autos, my kids and my parents and Mike always manages to keep everything straight and makes changes as requested, quickly and efficiently. He also takes the time to answer questions, explain policies and make sure I am getting the best value.

I never seen somebody care about the client this way in my life. Mike showed how much he cared about me and proved to me that he believes in his company. He followed up with everyone involved in order to get me the right policy. He is so friendly and outgoing. Thanks Mike you made my day.

My experience dealing with Mike has been really great. He’s very professional, on top of everything, follows through and he’s always able to answer any of my questions in a timely manner. He also educates me on whatever he is assisting me with, so I not only feel well taken care of but also informed about my decisions. Great service from this team!

Very professional and friendly service received today regarding my house insurance needs.
Many thanks to Joe and the entire Orleans/Canotek team.
I've been with The Co-operators for decades, no complaints great service at a fair price.

An overall great experience. I was looking for motorcycle insurance, and got fast, efficient service from Mike Cardiff. In the end I got an excellent price for excellent coverage. Mike responded immediately and provided great service. I highly recommend Cooperators and Mike.

Particularly Micheal Cardiff is the best person ever if anyone needs insurance or any help related to insurance see him. His so helpful, caring and he tries his best to get you there

Quick response, Fast service, Highly professional.
Really appreciated. Keep it up.
All the very best

Arnulfo Montemayor gave Angela and I the best experience we've ever had with an insurance company. He was diligent, quick and extremely knowledgeable. He always took the time to explain every detail and made sure we were 100% comfortable with the products offered. I would highly recommend Arnulfo to anyone looking for home and car insurance.

Michel

I just want to start off by saying a huge thank you too, Arnulfo Montemayor Lozano! THANK YOU! I have been with the Co-operators for eight years and I had never been in an accident until this year. Most times you hear nightmare stories about other peoples insurances when it comes to policies being honored. However, Arnulfo, was there to represent me with the best intentions and made sure my policy was upheld to the fullest. He made sure I got everything I could, and informed me on so much more! I used to say, “wow I pay so much money for insurance but yet I never ever have to use it” but, today I can definitely say I know where my money went!
Lastly and most importantly, thank you so much to every single worker who is handling my case today. I appreciate all the time and the support that every staff member in different departments have been giving me. Keep up the great work and thank you for all your support truly!

I was extremely pleased with the experience I had with the Joe Alkhouri Co-operators team. It was my very first time looking around for insurance, and I was very overwhelmed with all the quotes I was getting. Michael was able to help me put things in perspective, was very informative and was able to get me on track very rapidly. Within minutes I felt very comfortable with the services I had received, and was able to drive my car off the lot the day after.

It's always a pleasure to deal with them. Arnulfo Lozano was very helpful in changing my policy.
Thanks.

Michael Cardiff made getting life insurance a breeze for me. He was courteous, respectful, and very professional. Mike addressed all my questions and concerns, and ensured that I got the right policy to meet my needs. I've never been made to feel as comfortable applying for any type of insurance before, and will definitely use Mike again for any of my future insurance needs. Thanks Mike!

After two very frustrating days trying to get help from an under-staffed office, Arnulfo Montemayor stepped in and saved the day. He was knowledgeable, professional, patient, friendly and good humoured. Everything that I needed was done quickly and thoroughly so that I could on with the business of picking up my new car. Thank you!

I very much enjoyed meeting with Joe to review my insurance policies and needs. I found him to be very personable, patient and knowledgeable. I felt absolutely no pressure from him to "sell" me on anything that I or my family did not need, but instead a genuine desire to understand what my goals and needs were.

Great company and great employees! Michael Cardiff has gone above and beyond to assist me with my file during COVID. He has provided me with quick and informative responses and went out his way to help me. I highly recommend this company for their customer service and professionalism.

I have had insurance policy's with the Cooperators for over 35 years.
I find this team to be very professional and friendly to deal with.

I dealt with Michael Cardiff and I have to say that he is one of the best service providers I have ever dealt with. Michael is professional, knowledgeable, cordial and recommended a better policy that I had before. Wow! That is service. Mr. Alkhouri, if you had more employees like Michael, your business your flourish forever. I'm hoping that Mr. Alkhouri will present to Michael a $50 gift card for an absolutely outstanding job.

I've always has a good experience when dealing with this Co-operators location and Co-operators in general. I started using them because my family used them growing up and I have not regretted it.

It was great dealing with Arnulfo. He has a great customer services, he is diligent and professional. One of the best insurance agent I have dealt with. Thanks Arnulfo

I very much appreciated Michael Cardiff's attention to my concerns about an insurance renewal issue - he took the time to explain the issue, answered all my questions openly, and replied promptly when asked for information or documentation. He was easy to communicate with, and framed responses not just in terms of coverage, but also considering safety, ease of access, and general financial considerations. We have been customers of Co-operators for many years - thanks for the excellent service.