Fong & Partners Inc. - Toronto Consumer Proposal & Licensed Insolvency Trustee

Victor @ Fong and partners was a great help in making my bankruptcy a lot less scary. He really cares and takes the time explaining everything in a non judgemental way.

A happy client

I highly recommend Fong & Partners! Victor took the time to carefully review my financial situation and made me feel confident that he was going to help me. I've very happy with the level of professionalism I experienced.

My experience with Victor Fong for my Consumer Proposal was excellent. Victor really cares and helped me through a tough time with my finances. Forever grateful and recommend highly. Michael F.

Very helpful and understanding. Provided support and useful information through job changes, pandemic layoffs, going back to school, answered all my questions about all of those transitions. Very grateful for the help!

I can't recommend Fong & Partners highly enough.
Victor was professional, responsive, courteous and accommodating throughout the entire process.
What would have been an extremely stressful experience was, without a doubt, made much easier!

Thanks again!

Victor Fong is one of the most professional, helpful, and knowledgeable professionals I have ever dealt with. I can't recommend him enough.

Victor Fong helped me throughout my bankruptcy process. He walked me through the steps, outlined my options and answered all my questions concisely and clearly. I recommend Fong and Partners for any of your bankruptcy needs.
Thank you Victor!

Victor Fong helped me pay my debt. He was very professional and made everything look uncomplicated. Finally, I can say that I’m debt free. I would recommend Victor and his team to everyone.
Thank you, Fong & Partners!

I don’t write this review lightly. After exploring my options and not being able to keep up with my monthly payments, I reached out to Victor Fong and Partners for guidance on what my options would be, after reviewing trustees in the GTA, and seeing nothing but glowing reviews. After our first meeting, I felt completely confident that I was making the right decision, not only to file a consumer proposal, but also going with Victor. He was very personable and assured me that based on my financial situation, I should have no problem having his proposal approved by my creditors. Everything is set to go, after a couple Zoom meetings and I meet him at his office to pay my fee and sign the paperwork to get the ball rolling. Victor seems displeased that I am there early (maybe I’m reading that wrong, but I don’t think so given what happens later). Everything is signed and ready to go, he assured me everything should be good to go and we will simply need to wait. I receive an email from Victor about a month later, telling me that the proposal has been accepted and to review the information in his email. Upon reviewing the email, I notice a major creditor is missing from the list. I email him to let him know that. I hear nothing back. Thankfully we are meeting the next day via Zoom for a mandatory counselling session. I book a day off of work so I can attend this meeting. We begin, I ask him if he saw my email from the day before, he says he is just receiving an email from that particular creditor. They respond in the negative to my proposal. Victor informs me that those opposed to the consumer proposal, are demanding almost double the amount he has assured me, should be no problem to get approved. I vehemently tell him I will not agree to this amount as I cannot afford it. Essentially, Victor at this point ends his efforts to assist me. Our Zoom session lasts 5 minutes. A day off, for 5 minutes. He advises me to write a letter, begging my creditors to accept the original proposal. I write a letter outlining why I cannot afford to pay double the amount. In my email to Victor I ask if there is anything I may need to add. He doesn’t respond, but simply CC’s me on the email he sends to the creditors. We meet last Friday for our meeting of the creditors. This is after I received an email from Victor the night before, asking me to review an email from one of my creditors, with an amended demand. I inform Victor that I cannot see an email chain or anything from the creditor. He responds with that’s fine, we will talk tomorrow. Our talk went, “your creditors have refused your proposal, so that’s that. ” I truly feel that I was misled, and once I didn’t agree to doubling my payment amount (I didn’t set the amount to pay back), I truly believe that Victor refused to do anything for me. I would definitely not recommend his services, and I am struggling to believe the reviews on here. I don’t know what else to say.
***As I have been mischaracterized by the trustee, I am not making anything up. I wish it was as he states, it wasn’t. It’s unfortunate that this happened. It’s more unfortunate, that there is no accountability being taken. Oh well. Lesson learned.

Victor Fong was very professional and quick to respond and answer any question I had. Very knowledgeable and helpful. It has been great doing business with you and would refer him to my friends.

Victor and his team were complete professionals. I was able to navigate through a difficult period in my life with their help. Now thats it over I can look forward to a rewarding future.

Victor Fong was recommended to me from a friend, he has been outstanding with my situation, he walked me through everything in a way that I understood clearly, very personable! When I needed a question answered or explained he was there, answers emails promptly, couldn’t ask for any better. Thank you Victor.
Highly recommend! You will not be disappointed
Anna