Ginkgo MIC - Mortgage Investment Corporation

Karen is a very professional underwriter. Her response is very timely and accurate. She takes cares till we get the closing of the property with the lawyer too. You can be rest assured if she is taking care of your file.
She is an asesst to Ginkgo MIC.
-Rajan Jain
Mortgage Agent
M13002105
CENTUM Financial Services Ltd.

As a mortgage agent it is always important to work with a lender and underwriter who understand how important customer service is on an urgent situation. GINGKO and Sukhman Jhajj did just that. Sukhman stayed late, always answered my call, understand and helped with my requests and was flexible. It was truly a GREAT experience and I’m excited to do my next deal with Gingko and I hope my file is assigned to Sukhman. Thank you so much for all of the extra hard work you did to get this file across the finish line!

Amazing service at Gingko! I had a rush deal and we were able to close on time and smoothly! Thanks to Sukhman, her response times and hard work to close this file was impeccable! My bdm Dalena helped me through the process and worked with me every step of the way. 5 stars to the Ginkgo team!

I've been into the mortgage industry for some time now and I must say Ginkgo MIC and their whole team are The Best Private Lenders in Ontario; mainly GTA.

Dalena Truong and Karen Li from their team worked very hard to get me the best deal along with the fastest possible closing.

Overall, I'd highly recommend (5 Star) Ginkgo MIC as a Private Lender for their services, fees & transparency.

We closed two last minuet deals with Ginkgo MIC in the past week. Emma Zhou is extremely helpful and she made the whole process so smoothly. Fees and rate are very reasonable. I would highly recommend Ginkgo MIC to my clients and my colleagues.

Closed 2 deals within a week with Ginkgo, excellent experience with Ginkgo, especially with Underwriter Emma Zhou, she is fast, professional and reliable, looking forward to work with her again!

Had a very good experience with Ginkgo MIC, Emma Zhou, underwriter is highly recommended if you ever work with her.fast reply and minimum turnaround time in the market. Terence Yu is the most reliable BDM out there. 5 stars in services.

Had the opportunity to complete my first deal with Sukhman Jhajj as a broker the timely responses and efficiency toward my deal was unmatched. Terrance is the BDM for Ginkgo and he assisted me throughout the entire process! They also offer great rewards for brokers and agents which is a great additional bonus, Thanks to the entire team. Looking forward to submitting much more deals your way!

My experience with Karen Li the underwriter at Ginkgo was exceptional. Karen is the quickest and the most efficient underwriter i have come across in my many years in this business. Karen is also the only underwriter who will pick up the phone and answer questions when ever you call. Karen deserves more than 5 stars for her exceptional services and she is simply the best underwriter. My overall experience with Ginkgo was excellent and will highly recommend them.

I want to share my experience while working with Sukhman Jhajj - Solutions Advisor at Ginkgo MIC. It was an absolute pleasure working with her. Sukhman is very polite and easy to work with. Best of all approachable and she always answers the phone calls when needed. Sukhman make sure always how can she work out things to make the deal doable. I would highly recommend to all the mortgage agent level 2s and brokers to request for sukhman so that they can also take the advantage of her skills and expertise. I would persnally give sukhman 10 / 10 in my mortgage deal. Keep up the gerat work sukhman.

As a mortgage broker I absolutely enjoy working with Ginkgo MIC - they have great products and are not heavy on thier fees with clients. I have worked diligently with Sukhman who has always gone above and beyond.

We work with the Ginkgo team on the legal side and they are amazing! Will, Karen and Sukhman are an amazing underwriting staff. 5 stars!

I'm thrilled to leave a 5-star review for Ginkgo MIC and I'd like to highlight the exceptional service provided by Sukhman Jhajj. Working with Sukhman and the entire team has been a game-changer. Their expert knowledge and responsive communication have made every transaction a breeze. Sukhman has consistently gone above and beyond, ensuring that our clients receive top-notch support and solutions. They meet deadlines with ease and tailor lending solutions to unique needs. If you're in need of a private lender, I wholeheartedly recommend Ginkgo MIC!

Karen is really 5 star worker, She has helped me a lot on every deal as well as she very quick in response and very client service sensative. I wish good luck for all her future endears.

Karen Li (Ginkgo underwriter) is easy to talk with & very helpful
I will be happy to send her more deals.cheers
Jessa

I’ve had the privilege to work with Ginkgo and they’ve helped me fund my deals quickly! Karen has been my underwriter and she’s been amazing! Very quick and responsive. My bdm Dalena has always helped me through my deals and always one call away. I highly recommend Ginkgo for your private deals!

I've had a fantastic experience with this firm. Their customer service has been top-notch, and I always feel like they've got my back.

The seminar they put on was super informative. It made me trust that they really know their stuff when it comes to investing, and I felt like I was in good hands.

But the best part is the returns on my investments. They've been really impressive, and they've consistently delivered what they promised.

Overall, I'd highly recommend this company to anyone looking for a reliable and rewarding investment. They've definitely earned my trust and have given me great returns on my investments.

I'm a mortgage agent, and Sukhman (along with her team) delivered a solid financing solution for my client's brand new condo. Our application was picked up shortly after submission, and Sukhman was able to negotiate better/ favourable terms for us. Ginkgo has & will continue to be one of my top choices for mortgage lending. Would highly recommend.

Phenomenal lender to work with. They are very thorough, quick to respond and always provide solutions that fit my clients needs. Terence was my primary point of contact and was always available to assist in a timely manner. Sukhman was my underwriter on file and she did an outstanding job. She went above and beyond to help get my deal done. I cannot thank her enough and I highly recommend Ginkgo to any agent looking for a quick turnaround and affordable solutions for their clients!

Working with Sukhuman is always a pleasure, always helpful and pleasant to talk to. I also appreciate the support from BDM Terence who is alway a call away… I can’t say enough good things about Ginkgo MIC they are just the best.

Great lender to work with, flexible & fast (5 day purchase closing), have used them many times and always been able to get a good deal done.

Just closed a rush file with Ginkgo for my client in 6 business days. The whole process is fast and smooth. Underwriter Karen is very helpful and efficient, kept me updates all the time. Pricing is great and no hidden fees. I also appreciate the support from Terence and Dalena. They are always there whenever I have questions. It's great working with Ginkgo, highly recommended!

Hello there,
How are you doing, I worked with this company, I really had a excellent experience which brokers normally don't get while working with other MICs, I always get quick and prompt reply from the lender whenever I had any query, I would love to do more business with this MIC in near future! Please keep up the good work!

I recently had the pleasure of working with Gingko, a private lender that has truly set the bar high in terms of customer service and efficiency. From start to finish, my experience with Gingko was exceptional, and I owe much of this positive experience to the outstanding support and dedication of two remarkable individuals, Dalena and Sukhman.

From the moment I reached out to Gingko to explore loan options, I was impressed by their responsiveness. Within a matter of hours, I received a call from Dalena, who exuded professionalism and warmth. She patiently listened to my financial needs and explained the various loan options available. Dalena's depth of knowledge about the lending industry was evident, and she made sure I understood every aspect of the process, from interest rates to repayment terms.

What truly stood out during my interactions with Gingko was the speed at which they operate. Dalena and Sukhman worked tirelessly to expedite my loan application and approval process. What could have taken weeks with other lenders was accomplished in a matter of days, thanks to their efficiency and dedication. They understood the urgency of my situation and went above and beyond to make things happen swiftly.

Sukhman, in particular, deserves special recognition for her exceptional attention to detail and prompt communication. She kept me informed at every step of the way, ensuring that I had all the necessary documentation and information. Sukhman's commitment to customer satisfaction was evident, as she answered my questions promptly and with clarity.

The overall experience with Gingko was seamless and stress-free, thanks to the incredible teamwork and dedication of Dalena and Sukhman. I felt like a valued customer throughout the entire process, and their personalized approach made all the difference.

In conclusion, if you're in need of a private lender that not only offers competitive loan options but also provides unparalleled customer service, look no further than Gingko. Dalena and Sukhman are a dynamic duo who make the impossible possible. Their commitment to excellence sets Gingko apart, and I wholeheartedly recommend them to anyone seeking financial solutions. Thank you, Gingko, Dalena, and Sukhman, for your outstanding service!