Hoyes, Michalos & Associates - Consumer Proposal & Licensed Insolvency Trustee

Thank you so much Maureen for all your help I enjoyed our discussion today the information that you gave me was very helpful and I will use this information moving forward to help better myself in my life thank you so much for everything that you have Brennon have done for me I look forward to the info I Receive moving forward.

This is a very good step that I took with no regrets. The sessions are informative and helpful. The free courses also is a plus. It gives you more insight about bankruptcy and also in rebuilding your credit. Thank you Hoyes for being there and for all of your support.

I fully recommend these professionals, Maureen was extremely caring and honest, she made me feel like I was a priority and she looked out for my best interest, very rare in this profession.
All departments are knowledgeable and communicative, they made a very stressful situation much easier than I expected

My family and I had to go to Hoyes for help after Covid. We worked with Maureen. She and the whole company made the process easy to understand. They were amazingly compassionate and so wonderfully helpful. If you are struggling I can't recommend Hoyes enough to get yourself out the cycle of payday loans and everything else that traps you in the endless cycles of poverty there is. Thank you so much Hoyes!

Maureen is really professional and kindly. We really thank her professional proposal and amazing service. Of course, this company has a wonderful team.

Nerve-racking situation to go through in general but I feel at ease with the Hoyes team helping me handle it. Brennan and Maureen are awesome and got me started on bettering my financial future. I'm glad I have such competent and considerate people in my corner as I go through this process. Thank You Hoyes, Michalos & Associates!

I am very satisfied with the service I have received. The proposal process has been smooth and informative. My trustee is always available to answer my questions. I would highly recommend Hoyes, Michalos & Associates if you need to get out from under debt. They know their business and they are very pleasant and accommodating. Five stars!

Maureen Parent is simply the best at her job! I and many others highly recommend contacting her for all your financial situations.

We met with Maureen Parent and couldn't be happier! She is very knowledgeable about the whole process and was able to explain each step and our options to us in terms that we could understand. She made what can be a scary process into one that put our minds at ease. We HIGHLY recommend giving her a call!

I want to thank Maureen Parent and Brenan for their kind help and support in this difficult times. They are pretty quick and accurate in what they do and I felt quite confident throughout the process. I was really stressed out for my financial situation and I found lots of support and great advice from them which I appreciate so much. Very professional, knowledgeable, and friendly people. I recommend their services for sure to friends.

Very professional and very efficient. The entire process was well explained and all questions were answered. If anyone I know ends up in the financial dilemma I found myself in, I know exactly where to direct them.

I can only say good things about my experience. Maureen Parent was most helpful to me in the most difficult and embarrassing situation of my life. Thank you to all at Hoyes Michalos.

Maureen Parent guided me throughout the whole process of managing my debts and went by smoothly. She is very knowledgeable, approachable and is non judgemental at all. I am so happy with the service. Not only i am debt free, i am also stress-free.:) I highly recommend Hoyes and Michalos & Associates

I highly recommend Hoyes, Michalos & Associates to help throughout the bankruptcy process. They are very good and will guide you through to a fresh start

Shannon helped be from start to finish. She consolidated all my student loan and credit card debts and submitted the proposal. The whole process was made easy and everyone at Hoyes was very nice and helpful along the way. No stress at all. The monthly fees were small enough to handle and spread out over five years. I was able to pay it off early. I didn't need to go into bankruptcy and I'm debt free now! Feels good! Thank you and I highly recommend Hoyes and their understanding staff.

Very helpful and answered and questions that needed to be answered. Very friendly and polite but right to the point. I would recommend hoyes to anyone

Shannon Desaulniers has always been approachable, compassionate and accommodating with strong proficiency work ethics. Hoyes, Michalos & Associates is an excellent choice for consumers in debt crises.

I'm an extremely skeptical person, and given the situation I was in, even more so towards any financial institution/business. I even checked out other LITs (and many, many options other than proposals) before settling with Hoyes Michalos; despite seeming a tad "info-mercially" online, they show that they truly care about their clients and do everything they can to help. They treated me with kindness, respect, empathy, and dignity right from the very first sobbing phone call (thank you to Maddy and Brett!) until my final counselling session, and I never felt pressured to take any particular course of action at any point. A very special thank you to Maureen, who administered my proposal; she was incredibly friendly, extremely knowledgeable, as are the rest of the staff. My proposal was accepted by my creditors at my desired rate, the counselling sessions went smoothly, and all the fear/stress I felt before I sought their help has since been completely lifted. Seriously, if you feel like there's no hope - it's well worth the call. Sorry for the somewhat delayed review, and thank you all again!

Hoyes. Michalos very professional and provide great service. They are very flexible, reliable and advance you can communicate by phone, email or social media. Maureen is very helpful and she knows what she is doing. She is very professional trustee (LIT), knowledgeable and you can ask her tons of questions regarding proposals she will provide you all the answer. Overall Hoyes teams is great and I give them 7 stars

Shannon was great. She was always there to help me along the way to make sure I understood what the consumer proposal was and how it worked. My proposal was accepted and she did a wonderful job. I would recommend Shannon to everyone. Thank you Shannon for everything.

Right from the word go, I felt Hoyes was the right Trustee to help me. The representative I delt with was very knowledgable and prompt. I would entrust my financial issues with Hoyes any day any time.
Thank you very much

Just went through a proposal and was handled very professionally, was way over my head in debt and Hoyes, Michalos and Associates were there to save the day, just found them very easy to deal with, Thank you

I do appreciate the warmth and compassionate way of dealing with clients through a very difficult period. Excellent job Maureen.