Hoyes, Michalos & Associates - Consumer Proposal & Licensed Insolvency Trustee

Works quick and efficiently.explains as much as possible and very helpful.once you make the decision are ready to get the process done to make less work for you to do

Joel & Heather can’t say enough good things about the great customer service they provide.

After filing months ago, I still get demand letters and collections calls and collections legal demands. I have spoken with my trustee, yet months later still happens. The payments are less but the stress is not gone

Incredibly helpful and professional people working here. Managing my financial situation was much easier with the help of Joel and Heather and I feel better prepared now moving forward in my life

Please note this firm was most helpful in the consumer process and felt at ease with same. I would recommend this firm