Hoyes, Michalos & Associates - Consumer Proposal & Licensed Insolvency Trustee

My experience with Hoyes, Michalos, and Associates was wonderful, especially dealing with Benny. Benny is very experienced and quite knowledgeable. He explained everything to me and answered all my questions. I would highly recommend Benny to anyone.

I'm so thankful to Benny for helping me settle my debts and get a new start. I was so stressed by calls and emails. Benny helped me start the process right away and was very patient and supportive. I highly recommend him. He's been so helpful and patient all through. I can't wait for the time that I will be financially stable. Thank you so much.

I wasn’t sure about doing the proposal but when I spoke to hoyes. He was patient and kind. Educating me in the topic. Anyone who is going though the same issue please go to hoyes.

Coming from someone who had Zero expectations and zero knowledge, Benny was very helpful and informative from the start. The whole process was very quick and easy, with no issues and great communication. Highly recommend.

I called Hoyes, Michalos and Associates to help me with my debt. I spoke with Benny and he really helped keep me at ease. It was very stressful but he managed to be supportive and addressed all my concerns with patience. Very happy with the service provided!

These guys are proffesional. They are taking care of my credit building too; for instance, I just had a new credit card to build my credit score again and they suggested should i use only 30% of my credit therefore it will help to increase my limit. I didn't think of that before, thank you!

Thanks to Benny for helping me settle my debts and get a new start. I was so overwhelmed with calls, letters, texts and emails until I found these people. They started the process right away and was very patient and supportive. I highly recommend

Hoyes, Michalos & Associates are truly professional in helping you with financial matters. Benny Mendlowitz helped me sort out everything and it was a pleasure working with him and his team.

Benny has been so helpful throughout this process. He is very approachable, and I felt completely heard and understood from the very beginning. I would highly recommend to anyone considering their debt relief options!

I recommend their services, if you need help with debt they can help. Grate thanks to Benny, he was professional and helpful in’s all the process. I would recommend 100%

Top notch service & professionalism by Benny Mendlowitz. Simply trust him and be confident that your case is handled properly and you will receive the best service and advise. I interviewed 25 firms and trustees. Benny Mendlowitz stands out. Highly recommended.

Mr. Benny couldn’t make the process any easier. He will walk you through step by step. I 100% recommend him and his team to anyone with debt.

I would like to thank you MR. Benny for all the help you have provided me. You and your team did everything you said you would do and more, and because of you I am getting my life back on track. I could not have done this without you, and for that I and truly grateful.

I will like to say thank you Michalos & associates I really appreciate your calls and working tired for my proposal I was having financial problems before, u guys have change everything about my financial difficulties. My proposal is accepted and once again I said thank especially Benny

If you are facing financial hardship and considering a bankruptcy or consumer proposal I highly recommend Hoyes, Michalos & Associates.
Benny and his team are very professional and comfortable to talk with. He will help you understand the process step by step.
I am very thankful to you all.
SPECIAL THANKS to BENNY I wish you all the best.