Hoyes, Michalos & Associates - Consumer Proposal & Licensed Insolvency Trustee

While it's difficult to admit you're having financial problems, facing them head on is the best way to move forward. Calling Hoyes, Michalos was the best way for me. Rebecca has been great!
Totally understanding of my situation and provided the best solution for me. Never once was I made to feel like the failure I believed I was. Highly recommend this firm!

Rebecca helped me through the entire process. She’s very professional and knowledgeable person. Highly recommend.

Excellent and understanding stuff members. They will listen to you and give the best option for you. I am very happy of Hoyes, Michalos & Associates Inc.and would refer them to anyone. They are very understandable and very helpful. Always there for you. And very friendly. I feel like I’m family with them.

Rebecca was very professional throughout the entire process and helped me solve my debt issues! Best decision I ever made

Very professional, helpful and kind and very understanding.
The knowledge given and means to help rebuild your financial life is second to none.
Highly recommended!

Very efficient and professional. Makes a stressful time stress free! Thanks Rebecca for all you have done for me and the constant support and understanding!

Between the 2 representatives I have had (Rebecca, and Charlie) they both have been amazing to work with and vary helpful with my unique circumstances as well as having a amazing ability to let me ask 2007 different things and still have all the answers!

Rebecca Martyn is wonderful. She is a very caring, sensitive and knowledgeable person. She always responds quickly and effectively to any of your questions or concerns.
I highly recommend her for your financial matters.

I thought there was no hope with my credit card debt. I was browsing online to see if there were any options for help. I came across this business and I immediately contacted them. I'm still in the early stages but Rebecca was very helpful and knowledgeable. It's such a relief that there was a business that could help and everything has been going smoothly!

Very professional and insightful. During one of the most difficult times of my life, I was glad that Hoyes, Michalos & Associates was there to help me through it.

I was very pleased and was respected during the process. Such a beautiful feeling to be free of debt. Thanks so much.

Understanding, friendly and very knowledgeable. 100% supportive. Very professional. Rebecca and the rest of the team at Hoyes will be there if you reach out.

They helped me through a very frustrating and confusing time. They were very patient with my indecisiveness and always surprisingly quick to respond if you have any questions. No matter how far along the process you are.

Rebecca was very helpful and made me feel very comfortable and I went in the process feeling doubt and insecure. She put all my doubts aside and I am so happy I made this decision.

Very pleasant to work with. Explains every thing in understandable terms. Aways eager to answer any questions you may have.

I wanted to start building my credit and stop dealing with creditors calling me. I had the pleasure of dealing with Rebecca. She was so understanding, helpful and thorough. Definitely would recommend.

Rebecca Martin with Hoyes, Michalos & Associates Inc.was very kind, and extremely helpful!

Highly recommended! Very kind, knowledgeable and helpful staff. I wouldn't go anywhere else!

Rebecca Martyn @ Hoyes has been amazing for my family and I. She is knowledgeable, patient and kind. I am so happy I made this choice