15 May 2023 20:04
I don't have the words to describe how Caitlin and Josh treated me during the mortgage process.

Caitlin went above and beyond to make sure I got the best mortgage possible, she was so patient with me waiting for me to get all the papers sent to her, I wasn't usted to deal with paperwork as my ex wife did everything for me lol.

I must say that I am very difficult to deal with, Caitlin didn't mind putting up with me, she was always professional, positive, polite and soooo friendly.
I will recommend My friends and family to Caitlin and Josh, they make a great team.
Thank you guys! I am now a proud homeowner.
Frank H
11 March 2023 5:26
Josh Gray and his assistant Caitlin Virtue provided me with professional, friendly, and knowledgeable service. They were always accessible, and showed great attention to detail. I highly recommend having your mortgage needs taken care of with them.
10 December 2022 20:33
Josh is a trusted, knowledgeable Mortgage Agent. He would go above and beyond for his clients. I would highly recommend him.
25 November 2022 19:31
My husband and I just bought our first home and Josh and Caitlin have gone so far above and beyond what I expected. They both are always so happy to answer any questions - whether its panic induced, last minute questions, or long winded ones that barely make any sense. They've taken the time and put in every effort to make sure we completely understand every step of the process. They are also super speedy to reply, and always make sure to follow up with lenders to make sure the answers are received in a timely manner.
This was a huge step for us, and I am so happy that we had them by our side the whole way - and continue to be great resources and supports!
I would recommend Josh to any person looking to get a mortgage, whether they've had one before or not, they will make sure you understand everything that is happening.
19 November 2022 5:03
Josh has been really helpful throughout our first home purchase.
Josh goes an extra mile to make sure everything is correct and in place.
04 July 2022 17:13
Josh was an integral part of our process and we couldn't be happier! Both Josh and Caitlin took the time to explain everything and answer any questions that we had. They made themselves available to us whenever we needed them. Thank you both!
23 June 2022 23:17
Amazing service! Would recommend 100%. Very professional. Caitlin is extremely helpful and friendly and Josh is highly knowledgeable. So happy I found them both.
08 May 2022 2:11
Josh and his team are incredibly knowledgeable and went above and beyond expectations for me and my family on numerous occasions. He will always be my first choice for mortgage financing.
20 April 2022 18:25
My wife and I had a wonderful experience working with Josh Gray in refinancing our home mortgage to convert it to a rental property and purchase of a second home. From beginning to end, he was informative, extremely thorough and attentive to our financial needs, all while making sure that we were getting the best rates possible. The whole process was done virtually, making it extremely convenient as well.

This was our first experience working with Josh (and his assistant Caitlin Virtue, who is equally as personable and professional) and we would highly recommend Josh to anyone.

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