Rico Johnston HQ Mortgages Inc.

Rico and his team helped my wife and I get a mortgage with a great rate for our first home. His team was attentive, knowledgeable and kept us in the loop throughout the process. We had some special circumstances regarding our personal finances but Rico and Cassandra were able to let us know what documents were required and secured our financing promptly. Would highly recommend Rico, Cassandra and HQ!

As a first-time homebuyer, I had the pleasure of working with Rico at HQ Mortgages. His professionalism and expertise were evident from the start. Rico meticulously guided me through the mortgage process, ensuring I understood each step. His ability to simplify complex concepts into understandable terms was invaluable. Highly recommend for anyone looking for a smooth and informative experience.

Rico provided excellent quality of service, was very diligent in following-up, and was exceedingly professional and patient throughout the whole process. Would recommend.

Rico and his team nailed every part of the mortgage shopping experience.

We approached them years ago and shopped around for just as long, and we where treated cordially the whole time. Questions where answered in a timely manner and services where rendered painlessly.

They connected to a lender at a competitive rate and helped us every step of the way. Right until keys where in hand.

I highly recommend HQ Mortgages.

Rico & team were amazing to work with! As first-time home buyers, we had so many questions and Rico was able to answer everything and guide us through this process seamlessly. He often called to check in, and make sure we were updated and understood everything. We can't thank Rico enough for making this process easier for us. We will always recommend Rico to anyone looking for a mortgage, and will gladly use his expertise in the future! Thank you again! Rachael & Connor

AMAZING. Went to 3 other banks. I already have 2 other mortgages with another bank. They were headaches compared to Rico. Wish I had gone with him from the start. He was great to work with, very knowledgeable and professional, I highly recommend him. You’ll be in very good hands.

Rico and his team performed a miracle for us and made the transition seamless! Highly recommend his services to anyone looking to renew their mortgage! We look forward to dealing with Rico and his team at the end of our new mortgage!

Rico & his team are easily the most enjoyable mortgage company to work with. Financial processes in 2023 aren't the easiest thing you'll ever go through, but somehow Rico & his amazing crew make it seem painless, easy, and successful.

They are incredibly knowledgeable, flexible, and adaptable to their customers. I have worked with them on two house purchases now, and they will forever be my go-to call for my mortgage lending needs.

During our first time home buying journey, Rico was instrumental in our understanding and prerequisites of the mortgage process of purchasing a home. He went out of his way to ensure we had the highest level of understanding and knowledge while traversing such a large financial decision. Rico understood our wants and needs related to a mortgage that would suit us best and never attempted to persuade us into a sub-par deal. It felt as if our best interests were in mind with every action he took and the transparency was welcomed. Prompt and honest communications further elevated our trust in Rico. We will surely be using Rico's expertise and professionalism again!

Rico and his team were amazing! As first time homebuyers, we had so many questions and Rico answered them all and explained everything so well. His team and him were always so quick to get back to us. I also appreciated all the checkings with us even when we had put purchasing on hold for a bit. We ended up having a quick closing and he was on it and made the experience so smooth. We now have the perfect home for our growing family and are so grateful for Rico and the HQ team! Will definitely work with them again in the future.

The service from Rico and his staff was outstanding, it doesn't matter how difficult the transaction, they'll find the options and together pick the right one for you. I recommend them 5 out of 5 stars

Rico, Emily, Kasandra and all those at Ricos HQ Mortgages who helped me get my little house are so amazing. They were very thorough and helpful and I must add, patient, since I know very little about real-estate. They took the time to hear my concerns and explained everything, until I understood it. Now that I have moved in and am getting settled, they offer ongoing follow-up assistance, should I not understand something or have questions. I highly recommend this service. New home buyers will be so glad they were directed to such a wonderful service. I am extremely grateful for their help and guidance. You will be too.

Highly recommend Rico and his team. Positive feedback and takes everything into consideration.

Rico and his team were great. While the market was unpredictable his team was understanding and helpful. I’ve worked with other mortgage brokers in the past and Rico goes above and beyond.

Rico and his team, were professional and answered any questions I had in a timely manner. They supported me through the entire process and would definitely go back with future purchases of a home.

I've been working with Cassandra for a few years now. She's always been so quick to respond to any questions I've had. She is knowledgeable and I highly recommend her.

Rico and his team made buying our first home so easy and with no stress! His team are very kind and professional. They are always available when you have a question. I 100% would recommend them to anyone who’s looking to purchase a home! Very thankful someone recommended them to us! Can’t thank you enough HQ mortgages you got us a home ️

Would recommend HQ Mortgages - Rico & team for all and any mortgage related needs.

Rico has been our mortgage broker for many years, and many more to come.

We had an amazing experience with Rico and his team. They were friendly, accessible and answered every single question that we had. As first time homebuyers who had to close within 3 weeks, we were under a lot of stress but the process has been smooth sailing with them. I would like to point out that Rico is bilingual (French-English) so you can have a conversation with him in the language of your choice. We highly recommend HQ Mortgages: their customer service is truly outstanding!

Thank you so so much to Rico and his team. As first time home buyers they made the process so easy. I would highly recommend Rico to anyone looking to purchase a house!

Rico and his team made buying my first home a breeze. I am beyond thankful for the ease of the process, the availability to answer any and all of my questions, friendliness, and overall service they have provided. I highly recommend HQ Mortgages! You cannot go wrong here.

I highly recommend HQ Mortgages! Everyone is so amazing and has helped us tremendously through our mortgage and endless questions. They truly go above and beyond for their clients!

Nothing I could ever write would convey how grateful we are for Rico and his team at HQ mortgages. We started our house shopping experience with a different mortgage broker who was less than helpful and less than interested in our business or helping us. I contacted Rico and right from the jump I knew it was the best decision I could've made. He was SO thurough and patient with me as a first time home buyer. He spent a lot of time explaining stuff and literally called and emailed always making sure I understood everything. Not to mention taking time out of his weekend to call me and go over documents to make sure I felt comfortable and understood it all. Even after all was said and done and I bought my home, he called to congratulate me and offer to be there for any questions moving forward. He was genuinely happy when we got our approval and was extremely professional, prompt, and so kind. Not only do Rico and his team do a killer job but they're also so accomodating and caring. I promise you won't regret going with them for any mortgage needs. I'd recommend Rico 10000000x over. Thank you all at HQ mortgages again. Cassandra and Emily are absolutely amazing also. We're forever grateful for everything!

The experience with Rico was excellent. We had some delays on our side in getting Rico what he needed to process the application, but the staff remained patient and extremely helpful through the entire process. They got us an amazing mortgage rate as well!

I couldn't recommend them enough.

Rico assisted me in securing private financing for a real estate venture. He suggested great options and was upfront and realistic when setting expectations. He was responsive and always available when I needed him, especially when it came time to close the deal. I would recommend Rico to others looking to do something creative with their money by investing in real estate to grow a sustainable portfolio. Thanks again, Rico!

Very knowledgeable Rico and his staff made the process so easy and worked around our schedule. I would definitely recommend them.

Rico, Cassandra, and Emily at HQ Mortgages did an amazing job helping me through the process of buying my first home. They were always a phone call away whenever i had questions and were extremely helpful and professional. The team worked very well together to make my house-buying process as stress-free as possible. I would recommend HQ mortgages to anyone looking to buy a house, especially if you're a first-time home buyer. Thanks guys, can't thank you enough!

It was such a pleasure dealing with Rico, I truly mean that, if u guys out there looking for a professional, respectful, knowledgeable and someone to make your life easier in mortgage world, talk to Rico.

As first time home buyers they made the process easy. Always quick to respond and easy to talk. They fought to get us the best interest rate and won.
I would highly recommend
Thank you Rico and gang!

Rico and his team are rockstars. I've used them in the past and everything went off without a hitch and honestly didn't realize how good they were. This time unfortunately we ran into some hiccups along the way. Rico and his team are highly responsive, informative and proactive. I won't go or recommend anyone else for a mortgage.

Wow- Absolutely Amazing Team!

Rico and his fantastic team at HQ Mortgages are downright incredible. We were first time homebuyers with very little knowledge of the mortgage process and they saved the day. They answered all of our questions, helped us to navigate the application process and then managed to help us secure an approval on a tight deadline. They were incredibly professional, knowledgeable, and personable. I truly believe that if it were not for their amazing team, we would not have our house right now. 10/10 recommend this wonderful, hardworking team. We will certainly be continuing to trust them with our mortgage needs for this and any future purchases. Thank you Rico, Cassandra, Emily, and everyone else at HQ!

Rico and his team are fantastic! They're very knowledgeable and informative! As a first time home buyer they made the buying process very easy and were there every step of the way. I would highly recommend HQ Mortgages to anyone looking to purchase a home!

It was an absolute pleasure doing business with Rico and his team. They took a very complicated refinance and made it seamless for me. I would highly recommend them!

Extremely responsive and transparent service. Got to know our preferences and needs quickly and this made the process go very smoothly. We got a great rate. Would highly recommend.

Rico was professional and super quick in responding to my questions and concerns. Overall had a good experience in buying my first home.

Rico Johnston was great. He is very knowledgeable, personable and was always available to answer questions. I highly recommend Rico and HQ Mortgages.

Rico and his team provided excellent, timely service. The product that he organized was perfect for my needs. Even though everything was done at a distance, it all went without a hitch.

Rico and his Team at HQ Mortgages were extremely professional and pleasant to work with. I have been a client since 2015 and needed to renew my mortgage January 2021. I am so grateful this company was here for me once again. Team Rico were always on top of each step and I never had to ask any questions of them. If I did have questions; they were so prompt and pleasant with responses. I highly recommend them for anyone in need of mortgage lending!

Sincerely, a very Happy Homeowner
Lisa & Kevin Ward

As a first time homebuyer Rico and his team helped me along every step of the way right into my new home. I am very glad for their professional and friendly knowledge in this process.

Shopping for a mortgage can be overwhelming. Going with a broker (specifically, Rico and Gerry via HQ) made the process a breeze. Being able to talk to a human (versus big banks) in a timely fashion made me feel comfortable and informed as a first time home buyer. Would recommend! Thanks guys.

We were looking at refinancing our home, to get ahead financially. After getting no response from other local mortgage brokers, I came across Hq mortgages. They were quick to respond and very helpful, I never felt pressured during the process. Rico was good at listening to what I was trying to accomplish and doing his best to meet those expectations. I couldn't be happier with the outcome and already feel like a weight has been lifted.

Will definitely continue to deal with Rico and would highly recommend.

Rico was amazing working with our family in helping us get the mortgage needed so we could get the multi-generational home we needed. He even got us a lower rate on the mortgage in the end. I highly recommend him.

It was my first time dealing with a mortgage broker and i didnt know what to expect. I got a friendly and knowledgeable person (Rico) on the phone. He informed me how every step of the process would roll out. He helped me through the process too. He listened to what my goals were and knew exactly what i needed. I have to say the best experience I've ever had dealing with getting a mortgage financed literally zero stress. Smooth and efficient and made me feel totally comfortable and at ease. He got me better results than i ever thought possible. Thanks again Rico!

I'm so happy we found this guy randomly. I didn't know what I was getting myself into and he exceeded all my expectations. I had a difficult mortgage to deal with and he was able to fix all my challenges. He's hyper and always upbeat but extremely organized with an online checklist and dropbox- I would highly recomend him to anyone.

Rico was a fantastic person to deal with he was there for us every time we had question and Rico help through everything can't thank him enough

Rico has been professional, knowledgeable and most importantly patient through out the entire process of purchasing our first home! We would highly reccomend him to anyone looking for a wicked rate & service with a smile.

Rico was great to deal with. He got things done quickly and efficiently. I was having a hard time getting a mortgage for a second property so deceided to go with a broker and gave Rico a call. I recommend dealing with him and i definitely will be using him again in the future, tks again Rico.