SPERGEL - Consumer Proposal & Licensed Insolvency Trustees

Andrew portfolio, is rude, unprofessional on phone. Has a bad attitude, un helpful. Didn't do what he said would be done. Basically left.e a client stranded with no Info to move forward. Thanks alot for your bad attitude and for the stress u caused me leaving my credit in limbo

Excellent advice and very professional also great people to talk and feel comfortable to talking to.

Welcoming, friendly and helpful. If you're looking for peace of mind and a new beginning this is the place to go. Definitely recommend

They ère very understanding especially wuth missed payments
Very flexible when it comes To payment arrangement

Thank you Spergel for helping me to handle this difficult part of my life. Without your help, I won’t be able to have the peace of mind that I have right now. Through your consumer proposal I learned to be conscious of how to spend my money and be responsible enough to respect its value. More power to your office and I hope you’ll help liberate more people in debt. Again, thank you very much!

Amazing company, very straight forward, dealt with Andrew, Samantha and Perveen,
great team, they made it possible to have a second chance instead of filing for Bankruptcy.

Amazing experience, I recommend Spergel to everyone I meet with the same issues I had.mistakes are made and luckily they are there to advise and help!

If you’re stressed, overwhelmed, never getting ahead of yourself I suggest you give Spergel a call. They give great honest advice based on your situation. They are able to answer all of your questions and support you a long the way. The whole process was very easy. Best decision, wish I did it sooner, I have my life back:) Samantha was awesome, can’t thank her enough!

I found Perveen, Katila very friendly and helpful with all the information we discussed. She could answer any question I ask her
in a friendly manner.

Ron Buchanan was fantastic. He’s knowledgeable personable and understanding
We were impressed with his professional and lighthearted demeanour

Its been my pleasure of taking my time to give comments to Ms Perveen Katila, i am happy to meet her even in facetime, i felt like i know her for long time. First time of our counselling session was a little bit ashame on my part, but she let me take out those fear, she speak to me like a gentle adviser. Upon receiving my next invitation for my 2nd conselling session i am not anymore afraid to call her for a schedule appointment. And then our meeting for 2nd time make me more relax to express how am i doin after all. It was nice to talk to her even for few minutes i felt more confident this time and more of her advises that i will surely follow. Thank you so much i really appreciate her time and guidance.

From my first contact with Spergel representatives on the phone to doing my preliminary and then final credit counselling sessions with Perveen Katila was a pleasure because of their professionalism and putting me at ease. I can say that it was an enlightening experience and also a great feeling of relief to have the crippling weight of debt taken away after so many years. Thank you Spergel!

Supportive, empathetic staff, gave appropriate information & advice for my situation, and made the process easy to navigate. Highly recvomend their services.

Chris & team made our transition from debt laden to a breath of relief very easy, quick, informative & friendly. They were always there to answer questions, non judgmental, so understanding & helpful. I highly recommend Spergel

Looked into ways to manage my debt and was put in touch with Spergel through 4Pillars. The experience has far exceeded my expectations. The counselling sessions and requirements have been clear. They have worked with my schedule and given me a great platform to manage my spending going forward.

Highly reccomend Spergel. I've been doing my counselling sessions with Perveen and she is GREAT. Definitely makes you feel like more then just another number. I didnt feel judged at all and felt super comfortable talking to her!

Perveen professionally guided me and dealt with my annoying and persistent creditors. Thank you very much

Perveen K. Is so helpful and friendly. She made me feel so comfortable throughout the entire process and answered all the questions I had.

I have learned a lot through this process. They were friendly, professional and explained everything so I could understand. Thank you very much for your help at a tough time in my life.

I had the opportunity to speak to Perveen Katila! I got to say she was very pleasant and encouraging! She took her time to explain everything to me and really break down the program. Thank so much for your encouragement Perveen keep up the amazing work!

Very professional group of people. Perveen Katila was very detailed and really helped with the process.sessions with her was very good understanding financial aspect.nothing but thank you and awesome job

Just a great office of people. I was so nervous about dealing with my issue. Chris made me feel so at ease and explained everything so thoroughly and completely. The support staff especially Praneeta just made everything so easy. If you are having financial issues don’t wait to deal with them but if they do come to a head. This is the office that you want to deal with.

Spergel helped me resolve my financial problems.
No more collection agencies harassing me!
I did my financial counselling with Perveen Katila; she is very supportive, knowledgeable and has a lot of great advice to give. Overall, it was a great experience working with them. My journey is not over yet but I am definitely in a much better situation then I was just a few months ago!

Hinna was great to speak to, was very helpful and understanding. The response time was incredibly fast.

Dealing with Spergel has been very pleasant. They are friendly, compassionate, and easy going. Thank you for making this transition an easy one for me! Parveen was exceptionally friendly, informative, and understanding of my concerns and questions. She responds quickly, and with great detail. Thank you Parveen!

I had the privilege of working with Perveen Katila. She was able to guide me through so I could understand what was needed on my end to make the changes and become successful in doing so going forward. Very easy to talk with and also a very comforting individual that made my experience even more easy to go through. Thank you very much.

Perveen Katila such a great human being with sense of humour who need her help. She is professional kind and caring person and help others in difficult time. I wish her a great career with my five stars all the way.

I felt I was taken care off, they did whatever it takes to make sure I understood the process and also learned through it

Extremely satisfied with the advice and services of the Spergel team in Mississauga ON. Mr Christopher Galea gave ample time to listen to the matter and gave best advice. Ms Perveen Katila suggested the best strategy for future planning. Really the best service.

Ms. Perveen Katila did a great job for my case (Consumer Proposal). She was professionally excellent. I will recommend her for my collegue as well. Thank you very much indeed!

I cannot say enough about this place! We were in a rut after a horrible divorce my husband went through that financially destroyed us. We were luckily able to avoid bankruptcy. At first our proposal was rejected but we gave our final offer (not much more than our first offer) and made clear we could do no higher, Spergel was great at taking our final number to the creditors and making clear what we couldn't go higher. We received confirmation of acceptance of our proposal within a few hours. Also, Karen is AMAZING! She is an all star! She's answered all our questions and went above and beyond when their were hiccups with one of our vehicles included in the proposal. She alone made me extremely satisfied. Thank you Spergel (Chris, Karen, and Team) for helping my family through this very difficult decision on the road to being debt free, we can't thank you enough!