TLC Debt Help

I was very nerveous and not sure about this whole process Toni and her team made the process pretty easy and where able to help me in my current situation they were able to resolve my debt and in turn turn my life around thank you to the whole team

Absolutely wonderful group of people understanding and clear to help u. Words can't express the word all I know is I recommend this for everyone to help u out in trying times

I was overwhelmed with debt and interest after a terrible car accident in 2021. My debts were piling up, and there felt like no end in sight. I found TLC on Instagram and thought why not? Toni and Vanessa worked tirelessly on my file to help me get my debts interest free and to a reduced rate. The freedom I’ve experienced so far has been nothing short of amazing. I didn’t think I would ever find a solution, but my prayers were answered. It’s been such a good feeling to cut up those cards and say hello to a new financial freedom. Thank you Toni & team for your hard work and compassionate care. You ladies really DO care and I appreciate your help so much. Thank you from the bottom of my heart.

Friendly staff, and life changing results for my debt since I started working with TLC Debt Help!

TLC is very helpful, patient and kind. They are empathetic to your troubles and needs. They explain everything fully and in detail, and answered all of my questions. They truly had my back. I felt in very good hands the whole time. I am glad I found them to help me with my financial struggles. Many thanks to Toni and Cassandra.

Working with Toni, Cassandra and Vanessa at TLC has been an excellent experience. They have provided me with helpful advice, support and encouragement. They were always easy to get a hold of, and were very patient with me. I am very grateful for their efforts on my behalf and would wholeheartedly recommend their services.

I received excellent service from this very capable team! I feel like a huge weight has been lifted thanks to Erin, Toni, and the rest of the TLC team.

Toni and Vanessa worked incredibly hard, this was literally the first time in years I was able to feel relief.
These are some amazing folks who genuinely help, and when I personally felt my back was against the wall, they were right there with me. I never once felt like I was just a "number" or "case".
Thank you so much for advocating, for fighting but most importantly caring!

Thank you Toni and staff for making what is generally a very difficult process easy. You were not only professional but compassionate. Highly recommend this team.

We had the pleasure of working with the staff at TLC Debt Counseling. Definitely a very caring team. Finally a solution to a debt free life.

TLC debt consolidation has been a godsend for me. Like most people I had a lot of debt prior to last year but towards October 2022 I had read some really bad financial hardship which forced me to take out a payday loan which I do not recommend taking out unless you absolutely need to. I felt very depressed, stressed, and I didn't know if I'd be able to gather this financial situation that I was in. I saw an ad for TLC in November and reached out to Leanna about possibly receiving services with TLC and from that day on they have been nothing but kind, supportive, and helping to me and my situation. Not only were they able to negotiate a monthly payment that is manageable and I'll be able to pay whereas when I dealt with that same company years prior to negotiate my credit card payments I was paying almost 60% then I will be paying all of my debts now. Now I've only started with TLC and I haven't started making payments yet but I feel very comfortable and so relieved that I reached out to them for this support because I honestly did not know where to turn and since I've been dealing with them I haven't been dealing with any stress and even when creditors have contacted me once I told them I was dealing with TLC the creditors stop calling. I want to thank everyone at TLC for helping me out and especially Toni and Leanna for being awesome and transparent with me about the whole process so I knew what I was getting into before I started. They aren't going to lie to you and tell you what you want to hear and they're not begging for your business, their goal is to ultimately help you get out of the situation that you're in. They do not see you or treat you as a customer that they're just getting money out of, they see as a person that they want to help get out of your financial situation so to anyone who is going through any financial hardships I highly recommend you checking out TLC because they will definitely do their very best to support you with whatever you need.

I had no idea where to even begin getting out of debt. We were drowning in it. Then on top of it theres 1001 different 'get out of debt' sites out there. I have spoken to a couple different ones and i just didnt get a good feeling about them. I felt that they didnt actually care about what people were going through. Then, through a series of events i found Vanessa and Toni and i felt like this is exactly what we need to do. I didnt even have to think on it, im diving in headfirst. I have no doubt that this was one of the biggest and best decisions i have ever made. To find someone that actually cares about you, someone that completely understands where you come from.that is rare. I believe everything happens for a reason, and this is definetely one of them. Thank you guys so much for everything.i freaking love you! I recommend 1000%!

I had a large loan which I was finding it difficult to pay and interest kept building on it. I wanted help from a professional to help me find a way to gradually pay down my loan with manageable monthly payments.
Thanks to Sandra and Toni for all their help and guidance. Through the process, their expertise was evident and in a timely manner my case was handled. I now have a clear path to getting rid of this loan and know that I am on a path to financial freedom. Again, many thanks to TLC Debt Counselling, especially Sandra and Toni.

TLC Debt help is life saver, for me and it can be for you as well! They have best customer service team in the GTA! #TLC Debt Help!

Working with TLC was a complete game changer for me, I was spinning my wheels for several years barely keeping up with my debt with no foreseeable way out—I was trusting the universe, and it led me to Toni, Leanna, and Erin, and they have all made this process incredibly smooth, stress free, and QUICK.

What made this experience particularly memorable for me was their genuine nature and empathy throughout the entire process that I really appreciated, and felt cared for. It's evident that they're driven by their passion to really help people and change lives, and the work they're doing is all an amazing ripple effect!

I now have a large portion of my income freed up, and it feels like a heavy weight lifted off of my shoulders. I can finally work towards my long-term goals, get a new car, start investing, you name it.

Thank you to the TLC staff for all of this that you did for me!:)

Though I never got to meet any of them in person, (I would've liked to) they were a very caring and compassionate team that helped me to deal with my finances when I didn't know where to turn or who to talk to.
They were a GOD SEND to me! They gently walked me through the process, and now hopefully in 5 or 6 years I'll be debt free! It never would've happened if not for them.
I would like to thank each member of the staff who helped me, from the bottom of my heart "I TRUELY APPRECIATED IT"!
THANK YOU ALL!

Financial hardship is one the hardest and overwhelming thing one can undergo. My husband and myself though we would never find a way out and had no where we could turn. We where referred to TLC and I thought it was going to be another scam or "we cannot help", but I was so wrong. Within a monthly of my initial conversation with Toni and Leanna we had a settlement agreement, they went above an beyond to ensure that we could breathe again. Not only did they settle our enormous debt, they got us into our dream car something we never thought was obtainable. The level of professionalism and kindness we encountered was exceptional. I want to thank Toni and Leanna for helping my family make our way to " Debt Freedom".

My experience was very great. I highly recommend them. Toni and her entire team are great people. They respond to calls and emails promptly. Willing to go the extra miles for you.

Recently out of a 10 year relationship with duel income to single mom and working full time, missed work due to having no support for my son to help me when his sick so my paycheques would never be what they should be, and having credit card debts, loans, ect, not able to even meet the min payment, struggling hard. First time I spoke with Toni she told me to stop stressing and put my feet up when I got home and just relax. She made the process quick and easy, loved the options for communication I was able to email/text/call whenever I had questions, the process was easy. Went from $74,000.00 in debt to $7500.00 with manageable payments! They took care of me! They listened! And completely understood my situation, and usually you get companies that don’t communicate within the company but it’s clear they communicate and work well together it was never a headache at all!

THANK YOU!

Great and friendly people. Easy to talk they explane eveything and guide you every step of the way. They go the extra mile to make things less stressful for the lack of words.

Leanna and Toni have truly made a miracle come true. They have worked so hard to make sure they are able to make payments manageable, and affordable. Both women are super kind and down to earth. I highly recommend going through this company for debt support.

Toni and the team at TLC are amazing! I found myself in a very difficult situation not being able to make ends meet, I knew I had to do something. I reached out to Toni and right away I knew I was in good hands. Toni is very knowledgeable, confident and compassionate. She takes care of you. Cassandra & Leanna are wonderful to deal with as well, they make a very difficult time so much easier. Thank you TLC for helping me get back on track, I am so very happy with the results & that I used your services.

I am actually HAPPY I was asked to make a review about my experiences in dealing with tlcdebtcounseling. Every attempt I made to be in a better financial place took me deeper into debt and I could see no way out. I must say that I was very apprehensive at first because I was so embarrassed about all my debt. When I picked up the phone for the very first time to discuss my debt issues and talked to someone at their head office, I was truly impressed as how this wonderful lady Cassandra spoke to me and how understanding she was. I am so lucky and blessed to get Toni A.who was assigned to my case. Toni has a heart of GOLD! Toni was very patient and informative from when we first talked and walked me through the process. Toni worked with me selflessly and explained in details what my options were and the possible outcome for each option. I must say, I have never felt this at ease and comfortable, as I did discussing my case with Toni. I was feeling more and more at ease each time we communicated. I can't thank her enough for all her help, for being supportive, for all the empathy she showed towards me. With the help of Toni and her expertise I knew I was in good hands. The stress was taken off my shoulders right after the first phone call. It made a really tough situation easier to handle. Now I'm on the way to rebuilding my life. Now I wish I have contacted them sooner. I have been treated with the upmost respect with no judgement. THANK YOU TONI! For your help. It has given me the opportunity to start a new beginning and a fresh starting in life.

This has to be one the THE most satisfying choice I’ve made in a very long time. At first I was a bit skeptical as I clicked the link on Facebook but once verifying everyone it was as if I knew them my entire life! From the laughs, the tears, the testimonies to the literal RELIF is an experience that has to be felt, words are not enough to express how I feel. Toni and her team is truly AMAZING! They work fast and is effective. They walked me through every
Step and everything the said was as is… I’ve must have cried a million times, the feeling of being able to start fresh, a second chance, a do over is priceless, especially through the Covid situation. I strongly recommend TLC! No matter your circumstances, reach out…you will thank yourself later

Today I received my Certificate of Full performance. Filed March 2021 and fully performed September 2021. All thanks to TLC Debt help. Cassandra, Ashley (eye candies) and especially my girl Toni. A lot of breathing room now and better sleep. Thanks again from your favourite client ever! JeanClaude xoxo

TLC has helped me in ways that you wouldent believe.
To start it all off I thought it was a scam and that no one could possibly get anyone out of debt for so little money.
So I asked lots of questions and all my questions were answered right away.

I was so lost and out of control with my debt and thought it would just go away and I tried to contact creditors to help find a solution but to no help except to send them a check each month until paid and not working steady would make things worse if I couldent put money in bank to cover cheques.

It was so overwhelming and crazy and the pressure was ENORMOUSLY hard on me and not knowing where to turn next.

Well this is my story.

So when I said yes I would start the program I had to send a small fee to cover all the costs.

When they arranged for me to talk to Toni at TLC. Then my whole world changed

Toni was the best and still is in every aspect and if any more debt collectors call or send you colection notices I just simply send Toni the info and it all taken care of.

Toni is top notch in her field of work at TLC and is the best in every way as she does not look at you as a client you are joining and getting a family at TLC.

If any one should need TLC's help please contact them ASAP and start your new life on the right track debt free.

Please understand its a new beginning for us all so stay in check and stay on the right track after and stay debt free

Your friend and family Dean

Thanks Toni and TLC for everything

The best experience i have ever had Ms Toni and her ladies were very DEDICATED in helping me with my situation i felt like a big sister was there helping me if you need debt help call Ms Toni.

Most of us are not raised to be open about money matters and it’s not really something we are comfortable speaking about; especially, if there are financial struggles. It starts small, but life moves fast and before we know it, the “small” debt we started off with it our 20’s has bloomed into something bigger than life. And it can crush and devastate you in ways no one can see or know until its too late.

Being financially burdened with debt can really put a strain on all parts of one’s life.

I was at my lowest point back in December 2020 when I saw an ad for TLC on Facebook about debt reduction one day, and out of sheer desperation, I clicked it, filled in my contact information and hoped for the best. Well, the next day, Cassandra called me and we spent an hour just talking about my financial situation. I worried that I overshared, but it felt I was in good hands. The next day I spoke to Ms. Toni, learned of her story and on a cold, dark December afternoon my life changed.

I had no idea how much my debt was consuming me. Finding Toni through TLC Credit Counselling has allowed me to sleep better at night and breathe. I focus on breathing here, as I have asthma and since working with Toni Azzopardi and her incredible team, its as though my lungs are stronger! I’ve often heard of debt having a crippling effect, but I was ignorant of how much it was affecting my life and my breathing.

TLC Credit Counselling has not only helped in reducing my debt (something I never thought possible), but allowing me the chance at a debt-free future.

Please reach out to this wonderful, incredible and efficient team of experts to help you.

I felt no judgement and no embarrassment at speaking openly to Toni, Cassandra and the TLC family. They are genuinely nice people who know the struggle and who are more than happy to help! They work with you and for you. And they truly champion for your best interests.

I feel my life is on track, and I have hope for the first time (probably ever).

Thank you for everything Toni, Cassandra and the TLC family!

Sincerely,
Candice