Janet Laluk DLC Goldwater Financial Ltd.

Janet is amazing to work with, she helped us get our mortgage for our first ever home purchase and we are so blessed to have worked with her. She had great communication, got us a good rate and helped us get a loan when we thought we couldn't. Thank you Janet, we couldn't have done it without you!

Janet is an outstanding and reliable mortgage broker who helped our client's successful closing go as smooth and comfortable as possible. It was a great pleasure to work with you. I highly recommend!

Janet's commitment to her clients is truly remarkable. As a mortgage broker, she not only possesses an impressive understanding of the industry but also a genuine concern for the well-being of those she assists. For those in search of a dedicated professional who goes above and beyond, Janet comes highly recommended.

Janet gets things done.

Janet has been amazing to work with. I have used her often over the years, from mortgages to loans, and each time she came through with excellent results. She takes the time to care and really listen to your needs and goals, and then is extremely proactive in reaching out to a variety of lenders, ultimately finding options with the best fit for your situation. Janet is extremely knowledgeable, provides great advice, and calmly and professionally communicates with you throughout the process.

Bottom line is Janet gets things done. She doesn’t take no for an answer and is always able to find the right solutions and rates, that others could not. It’s such a pleasure working with Janet, and I would highly recommend her for all your lending needs. Thank you Janet!

Truly one of the most outstanding professionals I have ever known! Janet’s due diligence, follow up, priority service in securing a 2nd mtg is appreciated greatly! Thank you for looking out for me again as you did back in 1996 with my first home mortgage!

Dealt with Janet twice and both times had been a breeze! Highly recommended! Thank you for all your help Janet and Team

COVID-19 caused a bunch of issues for us in being able to get a mortgage. I was trying for years to get my bank to help. But it did not happen.

I called Janet and two weeks later I got a mortgage.

Wow! She really helped me.

Walked us through every step. She is thorough and clear on process. No BS. No hype. All in all a very satisfying experience.

Thorough and very hardworking, Janet is a commited mortgage broker with decades of experience. She consistently goes far beyond my expectations and is clearly committed to provided the very best service.

I will try and not write a novel about my POSITIVE experiences and dealings with Janet! We had credit issues and other issues negatively affecting us in obtaining a mortgage that we so desperately needed to move forward in life! Janet went ABOVE AND BEYOND, never taking no for an answer from lenders, and she kept pushing through in her quest to obtain financing for us! She remained positive throughout the process, kept us informed every step of the way and communicated all details with us! It was because of her that we remained hopeful and in the end, she found us financing! I will forever be grateful to her and I will forever recommend her to anyone looking for a professional and caring mortgage broker! Thank you Janet ️

Where do I even begin to say how awesome a broker Janet has proven to be for me and my family. I have worked with Janet on multiple deals over 20 years, she has never left us disappointed, she truly goes above and beyond for her clients. You want the deal done she is the one!

Janet’s service is impeccable on all levels. Knowledge, timing guidance, efficiency. Everything you need someone to have to help you make the biggest decision and financial purchase of your life. I have used Janet for over 20 years. She helped my husband and I buy our first home when we thought we were completely not financially sound. She showed us that we were ready and had the finances to do it. She continued to notify us when interest rates dropped, noting it to be a good time to remortgage and bring our payments down. When we sold that house we were in the middle of a divorce. Very stressful time. Janet made all the transitions simple, calm and just plain easy. She helped me with my new place, she helped him with his new place. Not an easy task when you are trying to finalize a divorce. Janet has absolutely stellar customer service. She recently got me to re-mortgage before the interest rates went up. Just going to show that she knows the market, she knows her business and she knows timing is essential. She makes getting your documents in order simple, signing and finalizing all the business so effortless. If you are searching for a broker, search no longer. Janet will make your home happen. She is an asset you never want to let go.

Janet has always been available for consultation on mortgage related topics, so when I needed to renew my own mortgage, I naturally contacted her. She knew immediately which lender would be most suitable for my circumstances and got me that mortgage. I advise everyone to see a mortgage broker, not their bank, when they need a mortgage, and Janet has the experience to get you the best fit. Thank you for a job well done!

When we thought our mortgage had fallen through and there was no hope we reached out to Janet who was a life saver. I would recommend Janet and her team in a heart beat. It was amazing working with her. Thanks again for all the help.

We're grateful and feel very fortunate to have crossed paths with Janet through a mutual friend. We found Janet to be extremely professional while being very personable and responsive to our needs and current situation in a timely manner. Her knowledge, dedication and commitment to helping us through the mortgage process took a huge load of stress off our shoulders. We highly recommend Janet for all your mortgage needs.

I worked with Janet and her team and it was such a professional and smooth experience. Extremely knowledgeable and patient with me as we navigated my options. In the end she was able to secure a mortgage for me at a great rate and fully explained the process in detail and got me what I wanted.and needed. I would recommend her to anyone and in fact, already have.

Janet not only helped me with my two mortgages but keeps me updated on any mortgage news that would help save me money.
She is easy to contact and if not available at that time.returns my phone call promptly, usually within an hour.
She spent a lot of time with me with my two mortgages and worked very hard for me.
She explained any questions I had until I was happy with understanding the answer.
I never felt hurried or pressured at all.
I trust Janet completely to have my best interests.
I have had Janet as a mortgage broker for over 15 years and will continue to keep her.
She is a pleasure to work with and anyone would be lucky to have her on your side.

Janet is a super patient Mortgage broker, she helped us with our first home purchase 10 years ago and help us refinance 5 years ago to get us the second home. She is talented and friendly. Very professional and Responsive. I will highly recommended her to all my friends and family members.

Explained everything and made the process easy to follow. Very quick to respond to any inquiries.

Thanks Janet for all your helping me buying my new place! Recommend Janet with the highest regard!

Janet helped us get a mortgage for our first house!

She was great to work with and knows all there is to know about the mortgage world.

Would recommend you go with her if you're in need of a mortgage!

She is so helpful. She went above and beyond what I came to her for and helped with items I didn't even know I needed. Knowledgeable, kind and communicative.

It is very apparent that Janet cares deeply about her work. She will do everything possible to ensure you are taken care of.

Janet worked very closely with our real estate agent, which saved us a lot time. We were first-time home buyers and Janet put our minds at ease with the first phone call we had with her. She was very quick to respond to all of our emails and questions, and was able to work with us on our schedule. She was so much quicker than working with our bank that it was an absolute no-brainer for us to work with Janet rather than our bank. She was also able to get us a great rate. She was an absolute pleasure to work with, and we would highly recommend her!

We have worked with Janet to secure our last two mortgage agreements. She has endless patience and is willing to spend a lot of time explaining and re explaining. She has advised us very wisely and we have been able to get amazing rates! I very highly recommend Janet!

I've recommended Janet many times to my clients. She's able to provide many mortgage options depending on the needs of the buyers. She's always up-to-date on the changes that could affect her clients now and in the future. If you have any challenges getting financing she will do her research and find a way to get you the best rates and terms. She's great with first time buyers as well as people who may be looking at refinancing or using the equity in their home for other reasons. She has a wealth of knowledge and loves to help people achieve their dream of home ownership!

I renewed my Mortgage with the help of Mrs. Laluk. I was kept informed through every step of the process and any questions I had were answered promptly. Mrs Laluk made my renewal process stress free and is there to answer questions even after My Mortgage was finalized. I'm a repeat customer and will continue to be in the future.

Janet is amazing when it comes to communication and professionalism. Always does what she can to ensure my best interests are met and can work well under a tight deadline.

I work with a lot of mortgage brokers in my business and Janet is one of the very best I have come across! Highly recommend 5 out 5 Stars for sure!

We got our first apartment with the help of Ms. Laluk. She was so responsive and always there for us to answer any questions, explained everything in detail, and made us feel secure in the stressful process of getting a mortgage and and owning a home. She did everything amazingly quickly and efficiently even when we lacked on our part. Worked well out of her way to get us the best mortgage rate. I would recommend anyone to have Janet as our mortgage advisor.

Janet has helped us with our mortgage needs for years. She responds quickly and efficiently to all our questions and somehow manages to find all the best rates! Thanks Janet for all your help!

I give Janet a 5 star review as she has never let us down and works really hard for you to get the best deal. Very professional and cheerful.thanks Janet a pleasure doing business with you.

Janet is top knotch. Super friendly and professional. She was recommended by a family member and I’m so happy I went to her for help. She got me approved when I thought I would be denied for a mortgage. She knows her stuff.

Janet was beyond helpful to us in our journey as first time homebuyers. She was very patient, informative and quick to respond. She even helped us with other queries about the process that were unrelated. Our realtor said Janet was the best mortgage broker he has ever worked with in 8 years. So glad that Janet was there for us and always "on it"! Thank you!

Janet is attentive, personable and professional in her dealings with me. I would highly recommend her services.