Macara Mortgages

Paul was recommended to me by a friend, and he was accessible, friendly, well-informed, and able to meet me where I was at in terms of my risk appetite and my expertise. I needed someone who was able to break things down patiently and help me understand my options, and Paul was great. Would definitely recommend.

Perfectly clear instructions. I felt I got a good deal, and Paul helped me sort through some interestingly written documents to find the right answers we needed. I am extremely grateful and definitely would recommend to anyone.

Paul Macara is an exceptional broker. He kept us advised at every step of the mortgage process. Would highly recommend.

My experience with Paul has been hands- down the most friendly and fulfilling interaction with a Mortgage professional I've ever had. I never once felt as though I was being persuaded one way or the other. In this current market, it is so important to feel like you have knowledgeable allies in the field. Thank you Paul for all of your professionalism, and for making our interactions stress- free. I will be referring you time and time again.

Anna

My husband and I recently purchased our first home and used Paul for our mortgage financing. He was great to work with and was able to answer all the questions we had. We secured a great rate and couldn’t be happier.

We used Paul for our first mortgage and he was great to deal with. Very professional and gave us confidence by answering all our questions no matter the situation. He secured a VERY low interest rate for us and we couldn't be happier! Thanks again Paul!

Paul was an absolute pleasure to work with! He was extremely knowledgeable, professional, and made renewing our mortgage a breeze. Would highly recommend contacting Paul for anything mortgage related!

Paul has provided us with the most efficient friendly service on every occasion. He is the #1 mortgage broker in Victoria BC. We do not consider using any other service except Macara Mortgages.

Paul came highly recommended to us by a friend and rightfully so. He is friendly and knowledgeable and worked with us to find a mortgage that felt right. He was easily reachable via phone or email to answer our questions.to which we had a million, he is also very patient! I would recommend Paul to family and friends or anyone at all looking for a great mortgage professional!

Paul was awesome to deal with from start to finish. He provided excellent advice, everything was timely and we felt very confident in our decisions based on all the knowledge he was able to share. Highly recommend.

Paul was a pleasure to work with on our mortgage renewal. He helped us navigate through the multitude of options available and secured us a great rate. I appreciated his approach, timely communication and professionalism. I would highly recommend getting in contact with Paul the next time you are renewing your mortgage.

The mortgage process is generally a stressful and annoying experience. Working with Paul is seriously joyful! His intelligence, experience and professionalism will put you to ease while delivering you the best mortgage for your needs.

When it came time to renew our mortgage we first went to our bank, as they told us we would receive a VIP rate for being valued customers for years. After attempting to work with them for months, it was clear to us that even our local branch did not have the time to make an effort for us. We decided we needed better service, and that is exactly what we found working with Paul and his team at Macara Mortgages! Paul provided us with fast, professional, high level customer service and landed us an interest rate better than our "VIP" rate with our bank! We will absolutely be working with Paul again in the future and would highly recommend him to anybody seeking mortgage advice!

Paul was fantastic to work with! As first time home buyers, it could have been an incredibly overwhelming process figuring everything out, but Paul made it all really easy. He worked hard to get us the best set-up possible, was super responsive, and just generally fantastic to work with. Would recommend Paul to anyone looking for someone good to broker a mortgage!

Paul is simply amazing! He is professional, knowledgeable and courteous. Most importantly, he genuinely cares about his clients. You are in great hands with Paul! He is the best in the city and I can't say enough good things about my experience with him.

Paul is both knowledgeable and professional. He is patient when explaining concepts that you may not understand. He responds in a reasonable time to emails and makes himself available via text or phone, which is much appreciated. I would recommend him to help you with your mortgage

Paul made getting a good mortgage so incredibly easy, he helped me to understand the process and answered all of my frantic and uninformed questions. Buying a place was a huge stress for me and I was so grateful to have Paul in my corner. I will definitely use Macara Mortgages again and recommend them to anyone in need of a good mortgage broker.

Paul Macara has been incredibly accessible and 110% helpful and informative. I highly recommend his personable style, great knowledge and support.

Paul was absolutely fantastic to deal with. He communicated well and made himself available via phone or email when needed. The process of buying real estate during this absolutely unimaginable time in not only the world, but in the real estate market right now was really difficult, with challenges that I hadn't even imagined (with things like bully offers and unconditional offers). Paul was very reassuring, and comforted me when I was doubting the correct path for me and my finances and doing the right thing that wouldn't make me lose sleep at night. He made the process easy and was a great resource for his expertise. I would recommend Paul to anyone and everyone looking for a solid mortgage broker who tells you what you need to hear in the best way possible.

Working with Macara Mortgages was an overall amazing experience! Myself and my partner were first time home buyers trying to find our home in a very demanding and difficult market. From the get go we received exceptional knowledge, ongoing support and speedy responses - we truly couldn't have asked for anything more. We are so happy with our home and mortgage and would highly recommend to anyone who needs Mortgage services!

Working with Paul was amazing! Purchasing a home is a stressful and overwhelming experience, especially during these times. Paul is approachable, knowledgeable and treated us as valued clients. He was always there for us. Most importantly, he secured us an amazing interest rate! We could not have been happier and we highly recommend him. Hands down, Paul is the best mortgage broker in Victoria!

Paul worked with me to find a mortgage on my first home in Victoria. He was referred to me by a trusted friend, and I couldn't be happier with the experience.

Paul was immediately responsive 24/7, he took the time to answer all my questions as a rookie homebuyer in depth, and he found me a great rate. Paul was also a very enjoyable guy to work with who I felt very comfortable around from our very first call together.

I will be recommending Paul to anyone looking to purchase a home in Victoria.

Paul secured us a mortgage on our first home in Victoria. We were a complex case, but he was undaunted, solution based and he got us a great rate! He was understanding, easy to talk to and responsive throughout our interaction. He works hard to get the best deal for his clients, not just to earn his referral fees. I wholeheartedly recommend Macara mortgages.

Paul walked us through the complexities of our mortgage and left us confident we had made the right decisions and had the best product possible.

I hadn’t worked with Paul before and I couldn’t be happier with my choice. From the beginning, Paul was knowledgeable, professional and helpful. It took a while for me to find the right house but Paul was always responsive to my questions and proactive in considering financing implications. When I finally did find my new home, he made the whole process so easy for me. Best of all, of course, is the incredibly low interest rate he secured. I couldn’t have hoped for better.

My wife and I had the pleasure of working with Paul recently and he was always available to us and worked diligently to ensure we got the best mortgage product and rate that suited us. Can't recommend him enough! Total professional. Thanks Paul

My experience with Paul was excellent; he took the time to answer all of our questions and he was always available when we contacted him. I would absolutely recommend Paul to anyone seeking a mortgage broker who provides first-rate client service and exceptional expertise.

Paul has efficiently handled our brokerage needs and helped us out with the best mortgage deals there is out there. Would definitely recommend Macara Mortgages.

Paul was fantastic at refinancing a poorly build mortgage I was in. Working with Paul was painless and smooth. I’m easily in the best position I’ve ever been in financially.
Cheers Paul

My experience with Paul has been exceptional. He's clearly passionate about helping people find long term, safe and appropriate homes.

I've been amazed at the helpful information he keeps offering free of charge. He's in it for the long term relationship.

If you have any questions about mortgages whatsoever, Paul is your guy. He'll guide you through every step of the process, always responds quickly. Can't recommend him enough.

Paul was amazing with helping us get a mortgage!

Selling and buying a home is unarguably a very stressful time. Paul made the purchase and financing of our new home feel painless! Paul was always readily available to answer any questions or concerns we had. He had valuable advise, suggestions and reccomendations and ended up finding us the best rate available.

We are so pleased with all aspects of his service, even our realtor complimented his attentiveness, professionalism and friendly demeanour. We couldn’t be happier with his service, many thanks to you Paul Macara!

Paul Macara was a pleasure to work with. He was clear and easy to understand. He found a mortgage that suited us with a good rate and flexibility. Thanks

As a real estate advisor, I am regularly asked for mortgage broker recommendations. Paul is a broker that I can rely on to give my clients great service and dedicated advice in a timely manner. Add to that, he is a kind and caring person with a great sense of humour!

My partner and I decided that we wanted to move to Victoria from the mainland and buy our first home. We were obviously nervous, and were told that working with a mortgage broker would be our best bet to getting a great rate. We were referred to Paul by our real estate agent, and set up a call immediately. Paul was very knowledgeable and patient, but most importantly, he was extremely accessible. If we had any one-off questions or were unsure about anything, he never hesitated to quell our concerns. He worked with us for almost a full year as we got our lives transferred over, and helped us navigate the obstacles that came up along the way. Today, after a couple months of concentrated craziness, we are sitting in our dream home. I would (and already have) recommend Paul to anyone that is looking for a mortgage broker - especially first-time homebuyers getting lost in all the jargon. Thank you Paul and Lauren for your amazing work, we wouldn't have been able to do it without you! And an extra thank you for the card and adorable succulent:)

Paul has been an absolute pleasure to deal with - very knowledgeable, responsive, patient, and professional throughout our interactions and dealings with him. I would highly recommend getting in touch with him, you'll be glad you did! Look forward to working with Paul again in the future!

This was our first house purchase, and Paul's guidance through the mortgage process was helpful and reassuring. He answered all the simplest and repeated questions with patience, and was on the ball throughout the whole thing. 10/10 would mortgage again with Paul!

Was great working with Paul from start to finish. As a first-timer, he was quick to reply to the many questions I had over the course of the process. Was able to find a great rate and made what was seen as a daunting hurdle into a smooth, quick, and painless ordeal. Highly, highly recommended!

My wife and I live/work in Calgary however recently purchased a property on Vancouver Island. We had the pleasure of getting to work with Paul Macara and his team to secure our mortgage. This is the 3rd property we have ever purchased and I can honestly say that working with Paul was the best experience we have had. We got the strong impression that Paul was working with our best interests in mind at all times, he gave us honest feedback when outlining pros/cons of various options, and he responded in a timely manner to any questions we had along the way. We would happily/strongly recommend Paul and his services to anyone considering the purchase of a new home/property!

Paul has provided truly outstanding service to several of my clients! As a realtor, I often have clients who haven't fully understood the benefits of a great mortgage broker. I am so happy to recommend Paul to them because I know he will provide fast, reliable, and excellent service!

I have worked with Paul for awhile now, and he is always very knowledgeable in all aspects for each mortgage. He always response to my questions very quickly.

I would recommend Paul to anyone looking for a mortgage.

Paul Macara and his team did an amazing job walking us through the entire mortgage process from start to finish, getting us a much better rate and approval level than my personal bank. Paul was always available by phone and email, and I would highly recommend him to anyone looking for a mortgage.

We have worked with Paul for many years and he has consistently shown professionalism, organization, communication as well as being extremely efficient. Paul is a hardworking, enthusiastic individual that provides excellent service to his clients. Thanks for everything Paul!

We looked at a number of different properties and Paul was always very helpful with explaining our options and answering our questions. He was a huge help in us getting our new home and would recommend him to anyone.

Paul was wonderful to work with! First mortgage and he made it super quick and easy. He got us a great, low rate and communicated with us clearly and professionally. Paul is fantastic at what he does and I would highly recommend him.

I can't speak highly enough about Paul! He is knowledgeable, professional and will always go that extra mile to get you the best rates.

Working with Paul was a great experience. Being self employed, and not living in BC made us all work a little harder. Paul was up for the task and performed extremely well under pressure. His knowledge of the technical mortgage world gave us great confidence. He assisted us in getting a great rate and has stayed in contact after all was signed to follow up and touch base. It was a pleasure working with Paul and his team and I would strongly recommend his professional services. Thanks Paul

Our realtor recommended Paul for getting a great mortgage for our new home, and we are so glad he did. Working with Paul was such a great experience. He met with us at times that worked for our schedule and his communication with us throughout was outstanding. We felt very well taken cared of and that he was only concerned with getting us the best rate possible. Not a negative thing to say. We highly recommend him.

Paul was super helpful throughout the whole process of securing a mortgage. He is very knowledgeable and we highly recommend him!

Paul really is the best in the biz. Got it done fast. Fantastic rates. We look forward to a long relationship with our professional, friendly mortgage broker Paul. Highly recommend!

Paul worked with my partner and I on our most recent home purchase. It was my partner's first time and my second time. Paul synthesized complex financial information for us relative newbies in an easy to understand way. Whenever we had questions Paul answered them quickly and was always available. He also got us a lower interest rate before closing than we initially expected. Highly recommend.

I cannot be more positive with my review! Paul initiated a mortgage opportunity with me to reduce my interest rate over 1%, ensured the process was smooth and painless, and took care of any questions/concerns that came up along the way. I would absolutely recommend him to anyone looking for a broker - great work!

My wife and I purchased a property with the expertise and huge help from PAUL. At first, we thought we could tackle the securement of the mortgage ourselves without a broker… We couldn't have been more wrong. Paul was very professional, knowledgeable, punctual and very helpful throughout the process. Any questions we had, he was prompt to explain and inform, giving us options and time to think if needed. We are very happy with our choice in brokers and future business with Paul is 100% certain. We wish all brokers were as good as PAUL and recommend him hands down above the rest.

Thank you very much PAUL!

James and Tamara

Paul and his team went above and beyond as my wife and I purchased our first home. They made the process less daunting and helped every step of the way. If you are looking for someone that puts a full hearted approach to the financial side of things than Paul is your guy.

Paul was very welcoming when we first walked into his office. He was very professional and kind.
He kept us informed during the entire process and went above and beyond in finding us a lender. I would recommend Paul for any mortgage help.

We feel very fortunate to have found Paul. From our initial discussion to chat through our finances to the last signature, Paul and his team were there for us every step of the way. Paul is very responsive and he makes you feel like you're the only client he's working with. We look forward to working with Paul in the future and highly recommend him!

This is the second time I’ve used Paul. I must say he is brilliant in getting you good rates in a very short time. He goes out of his way to help you and working with him has been an absolute pleasure.

Referred multiple friends to Paul and have only received exceptional feedback, will continue to work with Paul.

I've had the opportunity to work with Paul for going on three years now, Paul exemplifies professionalism. Paul is committed to his craft and is dedicated to making it better by regularly soliciting feedback and reviews plus investing in a coach. Paul has always gone the extra mile for his clients and all feedback has been nothing short of extraordinary. I highly recommend Paul to anyone in search of a knowledgeable and trustworthy individual to represent them and truly have their best interest at heart.