RB Mortgages Mortgage Architect

I had the pleasure of working with Ruby Bains as my mortgage broker, and I couldn't be happier with the experience. Ruby truly deserves a 10 out of 10 rating for her exceptional service and expertise. From the moment I met her, she demonstrated a deep understanding of the mortgage market and a genuine commitment to helping me secure the best possible deal for my first home.

Ruby's professionalism and attention to detail were evident throughout the entire process. She took the time to explain every step of the mortgage application and approval process, ensuring that I felt informed and confident in my decisions. Her responsiveness and willingness to answer my questions, no matter how trivial they may have seemed, were greatly appreciated and put my mind at ease.

What truly sets Ruby apart is her dedication to her clients. She went above and beyond to explore various mortgage options and worked tirelessly to find a solution that aligned perfectly with my financial goals and needs. Her negotiation skills were outstanding, resulting in a mortgage rate that exceeded my expectations.

Ruby's customer-centric approach made a potentially daunting process feel manageable and even enjoyable. I felt like I had a trusted ally by my side every step of the way. Thanks to her guidance and expertise, I am now the proud owner of my first home, and I couldn't have done it without Ruby Bains.

If you're in search of a mortgage broker who is not only knowledgeable and skilled but also genuinely cares about your financial well-being and success, Ruby Bains is the perfect choice. I wholeheartedly recommend her and give her a well-deserved 10 out of 10 rating. Thank you, Ruby, for making my homeownership dreams a reality!

Ruby Bains is a very knowledgeable broker. She is very pleasant to work with. Responds in a timely manner. Even called me on a day off, very dedicated! I will strongly recommend Ruby to my family and friends - Rahul Kapoor

I very much recommend Ruby and her team! Ruby is very proactive and always working towards what's best for her clients. We trust her knowledge and intuition.

Ruby is such a pleasure to work with. I’ve used her both times for my first mortgage and my renewal processes. She has great recommendations and gets us the best rate in town every time. We will definitely be using her again.

We are very glad that we have met Ruby, she made things what serms to be impossible possible, what made her really special is that you can talk to her even we thought she might be at home and out of her working hours, but she will still pick up and talk to you to give you peace of mind and that she's got your back and like a fairy that could make magic and very understandable at all cost. From day one thru closing she never held us down. Ruby Bains thank you so much for helping us on our needs. We highly recommend you to our friends and family. And looking forward to work with you in future. Again with the bottom of our hearts me and hazel we would like to thank you and appreciate for your hard work. You won't regret from the day you meet her, she's really a GEM! Cheers

I have arranged 2 mortgages with Ruby. I could not possibly have done all the legwork, required for my applications, which she did. She is very responsive to communications, including after hours when necessary.

Ruby was amazing, she truly cares & it shows. She goes well & beyond. Getting back to me with quick & knowledgeable responses.

It was an absolute pleasure having Ruby as our broker. We were able to obtain rates we did not think we could get thanks to Ruby and her expertise. She streamlined the entire process for us well which was wonderful.

Highly recommend! Ruby is awesome she's very patients and polite and does amazing job

Ruby is a great mortgage broker. She helped us with mortgage renewal and despite the raising interest rate, she managed to find us better deal. She is also very thorough and responsive. She is always available to answer questions. Highly recommended.