Verico Nova Financial Services Inc.

We worked with Ethan, and are incredibly grateful for his knowledge, passion, attention to detail, - and maybe most appreciated of all - his patience. As first time buyers, the sheer amount of information, documentation, and process was overwhelming at times, but Ethan was such a help in helping us separate the urgent things from the important stuff!

ETHAN RIBALKIN is a rockstar! Thank you so much Ethan for all the emails, the hand holding, the phone calls, the explanations, everything- you are so patient and understanding. I have worked with two mortgage brokers and you are without a doubt the best. You have no idea how much I appreciate all that you have done for me and my family. Thank you again for all.

Ethan was professional, patience, kind and knowledgeable and got me the best rate and financial institution ever. Verico Nova Financial Saved my house with these nasty interest rate.
I recommend this amazing team 100%

Amazing team! Had a pleasure of working with Ethan, who was beyond spectacular. Buying a home is an overwhelming and complex process, especially for a first-time buyer like myself. But Ethan's reassuring presence made all the difference. He took the time to understand my dreams, financial situation, and unique circumstances, setting the stage for an extraordinary journey.
He possesses an encyclopedic understanding of the industry, navigating through its intricacies with ease. Despite the challenges I faced, including a limited credit history and a new career, Ethan's expertise and creative thinking allowed me to overcome these obstacles. He masterfully tailored a mortgage solution that not only suited my needs but also exceeded my wildest expectations.
Ethan's commitment to his clients, remarkable expertise, and unwavering determination set him apart from the rest. He not only helped me secure a mortgage, but he transformed my life, allowing me to embark on a new chapter of home-ownership. I wholeheartedly recommend Mr. Ribalkin to anyone in need of a mortgage broker!

I had my mortgage renewal reviewed by Ethan at Verico Nova, not only did he get me a lower rate, but he did a great job explaining the details of the new mortgage to me. Now I’m on a path to pay my mortgage off way sooner compared to when I had it previously set up by my bank. Thank you Ethan!

My husband and I have worked with Felicity on two mortgages and would never consider looking elsewhere. She is highly knowledgable, responsive, thorough, and just a great person to have in your corner when attempting to lock-in on the best rate. She goes over and above for her clients - we highly recommend Felicity and the Verico Nova team!

I cannot recommend Felicity enough! I reached out to her on a recommendation, just to get some information in where we stood if we wanted to start looking into purchasing our first home. I was clueless on morgages. She spent so much time with me going over our options that it started to feel like it wasn't as out of reach as we thought.
She got us rate holds from multiple lenders so when we had one deal fall through over a minor issue, she had a backup ready to go and approved within a couple of hours. With preferable terms as well. Always felt we were in good hands and I will definitely be using her services again at renewal time. Thank you Felicity!

Felicity was very understanding and always checking in to make sure that we had full visibility and explained everything so we could understand.we are going to need to renegotiate our mortgage in ~5 months, and will definitely be looking forward to working with her again.

Aurore took going above and beyond to a whole new level! She worked hard to find the best options for my specific situation and I am so thankful. HIGHLY recommend this company.

Looking for someone to explain mortgage options. Ethan will help you understand your options and will work with you for what is best for you and your your family. Highly recommend speaking to him.

I dealt with Aurore for the second time now and the experience was amazing.as always. Friendly, Knowledgeable and to the point. They are highly skilled professionals and I will use them for all my mortgage needs.

Ethan recently helped us renew our mortgage, and did a fantastic job. He worked hard to find us a great rate, was responsive and patient with my many questions, and knowledgable about the market. I'd highly recommend him to anyone looking for a mortgage broker.

What a great experience! Hassle free and great communication. Ethan was very helpful and on the ball. Would recommend him and his team to anyone. Keep up the great work!

As a first time home buyer I had a lot of questions as I was not familiar with the mortgage process. I had originally gone to my bank but left with more questions than answers and felt like I was just a number. I decided to meet with Ethan for another opinion and am so happy I did! He was very patient with me, answered all of my questions and explained the entire process in a way that made sense. He would always respond to my inquiries in a timely matter. I felt very well taken care of and was offered a rate that was better than the one the bank offered me. I am so happy I chose to see Ethan and would highly recommend him to anyone looking for a mortgage.

It was an absolute pleasure to work with Felicity, we felt extremely looked after throughout the entire process. She was always available to answer our questions, from the first meeting to closing, with great advice and pointers along the way. Highly recommend The Nova Team!

As an appraiser, once of the best mortgage brokers to work with. Very professional office with great service.

We worked with Ethan, for over 2 years while we were awaiting on a new build construction being completed. Ethan, was willing to answer all and any of our questions (we had many)! As first time home buyers, Ethan really took the care and patience to walk us through the process and answered all our questions and also shared his experiences, tips and wealth of knowledge with us through the process. Never pushy or salesy. His knowledge in terms of lenders and their terms and fine print was amazing and he secured us a mortgage that we are very happy with! We highly recommend Ethan as the go to mortgage broker! We do not foresee any movement for us in the near future, but when that time comes, Ethan will be our go to! Thanks again so much! The Frouds!

As a property manager and realtor, I strongly recommend working with Ethan at Verico Nova Financial. I have always recommended Ethan to my clients! He is an honest, ethical and professional mortgage broker who is committed to helping others.